Mark005 wrote on 02.11.2022 at 22:44: I can do nothing, my hands are tied. Insolvency does not work because of the possible new job. Loans absolutely no chance anymore, nowhere. Money lends also nobody more ( rightly). That's it, I really can't go on. No rent paid, no loans, nothing..no food for the whole month, I'm fed up, I've tried long enough, at some point a limit is reached...
Meaning? You want to kill yourself now, so you don't have to file for bankruptcy, so you don't lose this potential job? That's totally illogical.
YES, you are at the end! This insight is the first step! To recovery! - Not to the abyss! Now you have to admit that you screwed up and ask for help! There is help! Contact the BZGA or, if you are having suicidal thoughts right now, contact the telephone counseling service! PLEASE! Or go to your mother's house and ask if you can stay there for a few weeks and eat with her. Mothers never let their children starve! Not even when they are grown up and "it's their own fault"!
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Whole salary gambled away - the end of the line?
2nd Nov. 2022, at 11:09 pm CET#32
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Mark005 wrote on 02.11.2022 at 22:44: I can do nothing, my hands are tied. Insolvency does not work because of the possible new job. Loans absolutely no chance anymore, nowhere. Money lends also nobody more ( rightly). That's it, I really can't go on. No rent paid, no loans, nothing..no food for the whole month, I'm fed up, I've tried long enough, at some point a limit is reached...
Then ask for social welfare, the office had also helped me at that time. You don't have to be ashamed, just pick up the phone. It is less bureaucratic than you might think
Mark005 wrote on 02.11.2022 at 22:44: I can do nothing, my hands are tied. Insolvency does not work because of the possible new job. Loans absolutely no chance anymore, nowhere. Money lends also nobody more ( rightly). That's it, I really can't go on. No rent paid, no loans, nothing..no food for the whole month, I'm fed up, I've tried long enough, at some point a limit is reached...
If you say insolvency is not possible at all, your employment must go in the direction of the police or similar, since civil servants there can usually get a disciplinary procedure if they are no longer considered harmless due to over-indebtedness in relation to bribery
If my assumption is correct and it is this security area, this will still bring you but nothing because these checks are done regularly means the over-indebtedness is not known before the employment then certainly at the regular check and then could threaten a disciplinary procedure
Really again my well-intentioned Tip play with open cards if you are so at the end helps you only the insolvency and if it does not work out with the job then it makes an even better impression if you ask in a few years again and can show you have everything in order officials are always needed that does not run away from you but the debts are there now and pull you further into the shit if you do nothing about it
You still have a job and possibilities to solve the whole thing relatively uncomplicated I know people who are in an even more unfavorable situation than you are
What could help with the acute problem let you lock via Oasis or lock you together with your family if the once see you mean it seriously then believe me that can work wonders because as you said yourself they lend you rightly nothing more but if they see you want to change something and you let it follow action comes possibly again the will to help you through
There is no shame in needing help everyone messes up some short some long but in the end it all comes down to whether you bury your head in the sand or stand up and straighten out the mess you only have this one life and no matter if you are a believer or have nothing to do with it life is a test whether we want it or not
Mark005 wrote on 02/11/2022 at 22:44: I can't do anything, my hands are tied. Insolvency does not work because of the possible new job. Loans absolutely no chance anymore, nowhere. Money lends also nobody more (rightly). That's it, I really can't go on. No rent paid, no loans, nothing..no food for the whole month, I'm fed up, I've tried long enough, at some point a limit is simply reached.
Don't give up. As most people here write try to roll up your sleeves first and approach the problem with reason. With panic and resignation on your part you will not be able to solve the problem. Do not try to run away from the problems, but try to solve them. First of all, I would lock myself up for at least a year, so that you don't get tempted again and you have time to get your problems under control. One year is more than enough!
Also, a loan is not always the best solution. Taking out a loan is quite expensive! The most important thing is the rent. Even if you have 2 months of arrears - it can be solved without a loan. Talk to your landlord and tell him about your predicament. You don't have to confess that you are a gambling addict, but that you are just not economical with the money. Up food/vacation whatever. Nowadays a lot of people understand that because the prices are rising extremely. You can agree to pay in installments. 150-200€ a month and you have in the worst case these rent arrears within 6 months away. The Deposit could also help here. The most important thing is, as I said, that you really look for the conversation and especially a solution - and that only works with communication
Regarding food: you can eat with 4€ a day, which would be 120€ for 30 days. You will surely have something to seize or sell that will bring you 150 - 200€. A bicycle, or even your television. These are material things that you can buy again. Anyway, you can cook and eat pasta every day and 500 grams now cost 1€ (from the cheapest brand) and with that you can cover 3 meals. Tomato sauce doesn't cost the earth either. For variety you can also buy rice or potatoes. Must not always be noodles. You can also save money by drinking water from the tap. A month passes quickly. If you are currently working, you may even be lucky and your employer will provide drinks
Also, you can earn a little extra money on the WE by picking up small work orders. Simply drive in the environment (well suitable are also allotment garden) and ask whether you are allowed to sweep the leaves or cut hedges (is so to speak only from October to February) for them
and the most important: if your current employer gives you Christmas bonus, then this is usually paid with the November salary, meaning you have, depending on how much Christmas bonus you get, 30-50% more salary and can at least pay a large part of your rent arrears!
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B****e
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Forum posts:928The member deleted himself on06.02.2024
Whole salary gambled away - the end of the line?
3rd Nov. 2022, at 07:46 am CET#35
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Mark005 wrote on 02.11.2022 at 22:44: I can do nothing, my hands are tied. Insolvency does not work because of the possible new job. Loans absolutely no chance anymore, nowhere. Money lends also nobody more ( rightly). That's it, I really can't go on. No rent paid, no loans, nothing..no food for the whole month, I'm fed up, I've tried long enough, at some point a limit is reached...
And now? So here no one will lend or give you anything, if you speculate on it
Have you already locked yourself?
How much do you owe?
You will not get around an insolvency!
YOU have to take the first step and go to addiction counseling, and don't say that wouldn't work either!
Now what? So here no one will lend you or give you anything, if that's what you're speculating on
Have you already locked yourself out?
How much do you owe?
You will not get around an insolvency!
YOU have to take the first step and go to addiction counseling, and don't say that wouldn't work either!
They will show you the way and accompany you
Only you can put your life in order!
Complaining does not help
I had also asked him if he had talked to his family in the meantime, with his landlord and when he would start a new job. No answers. But here you can only encourage him and give him advice. Of course, he has to take care of it himself and look for the talks
I have spoken with my family and as I have already said, no one helps me anymore, which I can understand. With the landlord I have not spoken and the new job does not exist yet because it is not yet safe as already said.
I own absolutely nothing more what I can still pawn or sell, get no more money ran and can do nothing more. I also have no more energy and have just taken a 4 week vacation from my current job. I am completely empty.
Mark005 wrote on 03.11.2022 at 08:19: I have spoken with my family and as I have already said, no one helps me there anymore, which I can understand. I haven't talked to the landlord and the new job doesn't even exist yet since it's not safe yet as already said....
I own absolutely nothing more what I can still pawn or sell, get no more money ran and can do nothing more. I also have no more energy and have just taken a 4 week vacation from my current job. I am completely empty.
And what do you expect from the forum? Do a therapy, everything else brings you nothing
Mark005 wrote on 03.11.2022 at 08:19: I have spoken with my family and as I have already said, no one helps me there anymore, which I can understand. I haven't talked to the landlord and the new job doesn't even exist yet since it's not safe yet as already said....
I own absolutely nothing more what I can still pawn or sell, get no more money ran and can do nothing more. I also have no more energy and have just taken a 4 week vacation from my current job. I am completely empty.
Then go to a short-term employment, even if it is in the gastro as a dishwasher. You now have vacation and could do something like that. As an employee in gastronomy you will surely get one meal per shift, even if you only work 3-4 hours. Would be better than whining around and doing nothing.
Station mission there is food. All day collect Deposit for rice and fricassee. 1KG parboiled rice about 1,30€ fricassee 1,80€. Contact landlord with open cards. You will survive the month somehow, so fast one dies ned, even if it does not go by by your situation faster, but rather like chewing gum will pull. Get professional help. Accept the lesson and learn from it that this will never happen again. Stop for at least 6 months, preferably completely, and get your rent and other very important debts on track. Keep your head up and hang in there. Sometimes it just has to come so far Wish you all the best. Containern is also often still possible.
Whole salary gambled away - the end of the line?
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Langhans
Meaning? You want to kill yourself now, so you don't have to file for bankruptcy, so you don't lose this potential job? That's totally illogical.
YES, you are at the end! This insight is the first step! To recovery! - Not to the abyss! Now you have to admit that you screwed up and ask for help! There is help! Contact the BZGA or, if you are having suicidal thoughts right now, contact the telephone counseling service! PLEASE! Or go to your mother's house and ask if you can stay there for a few weeks and eat with her. Mothers never let their children starve! Not even when they are grown up and "it's their own fault"!
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Whole salary gambled away - the end of the line?
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Then ask for social welfare, the office had also helped me at that time. You don't have to be ashamed, just pick up the phone. It is less bureaucratic than you might think
This post has been translated automatically
Whole salary gambled away - the end of the line?
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Max_Bet, 
Saphira
If you say insolvency is not possible at all, your employment must go in the direction of the police or similar, since civil servants there can usually get a disciplinary procedure if they are no longer considered harmless due to over-indebtedness in relation to bribery
If my assumption is correct and it is this security area, this will still bring you but nothing because these checks are done regularly means the over-indebtedness is not known before the employment then certainly at the regular check and then could threaten a disciplinary procedure
Really again my well-intentioned Tip play with open cards if you are so at the end helps you only the insolvency and if it does not work out with the job then it makes an even better impression if you ask in a few years again and can show you have everything in order officials are always needed that does not run away from you but the debts are there now and pull you further into the shit if you do nothing about it
You still have a job and possibilities to solve the whole thing relatively uncomplicated I know people who are in an even more unfavorable situation than you are
What could help with the acute problem let you lock via Oasis or lock you together with your family if the once see you mean it seriously then believe me that can work wonders because as you said yourself they lend you rightly nothing more but if they see you want to change something and you let it follow action comes possibly again the will to help you through
There is no shame in needing help everyone messes up some short some long but in the end it all comes down to whether you bury your head in the sand or stand up and straighten out the mess you only have this one life and no matter if you are a believer or have nothing to do with it life is a test whether we want it or not
This post has been translated automatically
Whole salary gambled away - the end of the line?
Liked this post:
Saphira
Don't give up. As most people here write try to roll up your sleeves first and approach the problem with reason. With panic and resignation on your part you will not be able to solve the problem. Do not try to run away from the problems, but try to solve them. First of all, I would lock myself up for at least a year, so that you don't get tempted again and you have time to get your problems under control. One year is more than enough!
Also, a loan is not always the best solution. Taking out a loan is quite expensive! The most important thing is the rent. Even if you have 2 months of arrears - it can be solved without a loan. Talk to your landlord and tell him about your predicament. You don't have to confess that you are a gambling addict, but that you are just not economical with the money. Up food/vacation whatever. Nowadays a lot of people understand that because the prices are rising extremely. You can agree to pay in installments. 150-200€ a month and you have in the worst case these rent arrears within 6 months away. The Deposit could also help here. The most important thing is, as I said, that you really look for the conversation and especially a solution - and that only works with communication
Regarding food: you can eat with 4€ a day, which would be 120€ for 30 days. You will surely have something to seize or sell that will bring you 150 - 200€. A bicycle, or even your television. These are material things that you can buy again. Anyway, you can cook and eat pasta every day and 500 grams now cost 1€ (from the cheapest brand) and with that you can cover 3 meals. Tomato sauce doesn't cost the earth either. For variety you can also buy rice or potatoes. Must not always be noodles. You can also save money by drinking water from the tap. A month passes quickly. If you are currently working, you may even be lucky and your employer will provide drinks
Also, you can earn a little extra money on the WE by picking up small work orders. Simply drive in the environment (well suitable are also allotment garden) and ask whether you are allowed to sweep the leaves or cut hedges (is so to speak only from October to February) for them
and the most important: if your current employer gives you Christmas bonus, then this is usually paid with the November salary, meaning you have, depending on how much Christmas bonus you get, 30-50% more salary and can at least pay a large part of your rent arrears!
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Whole salary gambled away - the end of the line?
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And now? So here no one will lend or give you anything, if you speculate on it
Have you already locked yourself?
How much do you owe?
You will not get around an insolvency!
YOU have to take the first step and go to addiction counseling, and don't say that wouldn't work either!
They will show you the way and accompany you
Only you can put your life in order!
Complaining does not help
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
I had also asked him if he had talked to his family in the meantime, with his landlord and when he would start a new job. No answers. But here you can only encourage him and give him advice. Of course, he has to take care of it himself and look for the talks
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
I own absolutely nothing more what I can still pawn or sell, get no more money ran and can do nothing more. I also have no more energy and have just taken a 4 week vacation from my current job. I am completely empty.
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
And what do you expect from the forum? Do a therapy, everything else brings you nothing
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Whole salary gambled away - the end of the line?
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Rainmann
Then go to a short-term employment, even if it is in the gastro as a dishwasher. You now have vacation and could do something like that. As an employee in gastronomy you will surely get one meal per shift, even if you only work 3-4 hours. Would be better than whining around and doing nothing.
This post has been translated automatically
Whole salary gambled away - the end of the line?
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Max_Bet, 
Rainmann
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