Hey guys,
I'll try to be as brief as possible so as not to bore you.I'm 31 years old and have been addicted to gambling for 13 years, mainly sports betting. Have accumulated a lot of Debt, but I pay it off.
But this month unfortunately it got completely out of control and except for the loan payments I gambled it all away. No rent paid, no other bills and I have nothing left to live on for the entire month. I just don't know anymore if and how it should go on. Unfortunately, my salary does not even allow me to put it off until next month, I have simply reached the limit and the bills will just pile up and pile up...
I'm extremely desperate, have even thought of suicide...I just do not have the strength to work every month only to somehow settle outstanding items...
Mark005 wrote on 10/31/2022 at 2:13pm: Hey guys,
I'll try to be as brief as possible so as not to bore you.I'm 31 years old and have been addicted to gambling for 13 years, mainly sports betting. Have accumulated a lot of Debt, but I pay it off.
But this month unfortunately it got completely out of control and except for the loan payments I gambled it all away. No rent paid, no other bills and I have nothing left to live on for the entire month. I just don't know anymore if and how it should go on. Unfortunately, my salary does not even allow me to put it off until next month, I have simply reached the limit and the bills will just pile up and pile up...
I'm extremely desperate, have even thought of suicide...I just do not have the strength to work every month only to somehow settle outstanding items...
Hey Mark005
First of all, thank you for your courage to address this problem here so openly
Gambling addiction is unfortunately a very bad disease but nevertheless it is not so bad that it is worth to give up your life for it no matter how you might feel in this one moment debts come and go you don't even have to gamble but it always goes on somehow even if it gets hard
I would advise you first of all to look for help in the form of family or even a SHG or therapy there is something in every city and there you can also help through contacts to debt counseling because they can usually negotiate with creditors better than the person concerned
For the last means there is then still the insolvency there you have also after a few years your peace and get a second chance to get your life under control
This will not be easy no question but there is always and for everything a solution write me gladly also via PN if you still need someone to talk to
If the debts are high, you can apply for private insolvency and then go directly to your addiction help, apply for therapy and off you go, there is always a way out, cheer up, keep going will be fine. The dead helps no one so you take only the easy way.
I'll tell you one thing, if you want it you can do it, but if you only want it because you're broke and have no way out, it will fail, I'm speaking from experience
So get your ass up and call the people who can help you, you won't find them here
As they say, who does not fight has already lost
Good luck 👍
Thanks first of all to all for the quick feedback. So my family knows in general, only that I'm currently again in such a fix, they do not know yet...
I was 9 months free of play and then unfortunately lost control and immediately completely...
I don't really want to go bankrupt, because I also have a pending application process for a civil service job, so that would be the knockout criterion. Debt advisors always make it easy and say insolvency, done.
I am mainly worried about the rent. If my salary were higher, it wouldn't be such a big deal and I would just offer to pay everything next month. But that simply does not work...
you are desperate, thinking of suicide.
First of all, I would co tact the tenant, tell him honestly that this month everything came together
and your account is no longer sufficiently covered. Most tenants are not really happy about this, but it is always better to play with open cards. Eviction suits are the last thing they want.
My next step would be an immediate stay in a psychiatric
in a psychiatric clinic, they have to admit you if you are in acute danger of suicide.
You don't have to give your employer a reason,
i would do it anyway....there are many illnesses to end up in such a clinic. There you can openly talk about your problems, and you have done something to be ashamed of.
I was also addicted to gambling, I was lucky that my father is a doctor and helped me both financially and therapeutically
Mark005 wrote on 31.10.2022 at 15:27: Thanks first of all to all for the quick feedback. So my family knows in general, only that I'm currently so in a fix again, they do not know yet....
I was 9 months game free and then unfortunately lost control and immediately completely...
I don't really want to go bankrupt, because I also have a pending application process for a civil service job, so that would be the knockout criterion. Debt advisors always make it easy and say insolvency, done.
I am mainly worried about the rent. If my salary were higher, it wouldn't be such a big deal and I would just offer to pay everything next month. But that simply does not work...
Have you also already replied privately
Nobody rips you here the head off everyone has times problems that is not bad and only human there you can be frustrated briefly but then you get up wipes the dust from his shoulders and tackle it and if it must be in small steps even in very small steps if it can not be otherwise and you will see with each step forward you feel better and it is no shame even after two steps forward to make a backward
You can still manage it is not an unsolvable situation I know people who have debts of 1,000,000 € by gambling have gambled away house and car years ago and even the still stand there and live your life there you have in comparison the best chances in a few years with a smile to look back on it
Mark005 wrote on 10/31/2022 at 2:13pm: Hey guys,
I'll try to be as brief as possible so as not to bore you.I'm 31 years old and have been addicted to gambling for 13 years, mainly sports betting. Have accumulated a lot of Debt, but I pay it off.
But this month unfortunately it got completely out of control and except for the loan payments I gambled it all away. No rent paid, no other bills and I have nothing left to live on for the entire month. I just don't know anymore if and how it should go on. Unfortunately, my salary does not even allow me to put it off until next month, I have simply reached the limit and the bills will just pile up and pile up...
I'm extremely desperate, have even thought of suicide...I just do not have the strength to work every month only to somehow settle outstanding items...
Brother, let me tell you one thing, it goes on and on.
So if you are completely broke for November there are still a lot of possibilities to get air to breathe again.
1. Ask friends or better yet parents for a personal loan. 1500 payable in 5 installments or so.
if that does not work then
2. get your existing credit increased
if that does not work then
3. get a short-term loan at vexcash, cashper, ferratum and how they are all called
if that does not work because of broken Schufa then
4. get n credit at the Sigma Bank. The spit ALWAYS.
if that does not work then
5. book your direct debit credit installments back, and pay the rent of it, buy the rest. Better a reminder from the bank than ne notice from the landlord (but only possible with 2 missing rents) and n empty stomach
if that does not work then
6. go to the pawnbroker. Laptop / jewelry / cell phone will have yes
Mark005 wrote on 10/31/2022 at 2:13pm: Hey guys,
I'll try to be as brief as possible so as not to bore you.I'm 31 years old and have been addicted to gambling for 13 years, mainly sports betting. Have accumulated a lot of Debt, but I pay it off.
But this month unfortunately it got completely out of control and except for the loan payments I gambled it all away. No rent paid, no other bills and I have nothing left to live on for the entire month. I just don't know anymore if and how it should go on. Unfortunately, my salary does not even allow me to put it off until next month, I have simply reached the limit and the bills will just pile up and pile up...
I'm extremely desperate, have even thought of suicide...I just do not have the strength to work every month only to somehow settle outstanding items...
and so haust'e then out on 31. 🙄... peace and long 🖖
-Edit by Andre: Post was attached to the quote and has been edited accordingly-
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
I'll try to be as brief as possible so as not to bore you.I'm 31 years old and have been addicted to gambling for 13 years, mainly sports betting. Have accumulated a lot of Debt, but I pay it off.
But this month unfortunately it got completely out of control and except for the loan payments I gambled it all away. No rent paid, no other bills and I have nothing left to live on for the entire month. I just don't know anymore if and how it should go on. Unfortunately, my salary does not even allow me to put it off until next month, I have simply reached the limit and the bills will just pile up and pile up...
I'm extremely desperate, have even thought of suicide...I just do not have the strength to work every month only to somehow settle outstanding items...
This post has been translated automatically
Whole salary gambled away - the end of the line?
Liked this post: B****e,
Chewi, 
Daniel1988, 
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Hey Mark005
First of all, thank you for your courage to address this problem here so openly
Gambling addiction is unfortunately a very bad disease but nevertheless it is not so bad that it is worth to give up your life for it no matter how you might feel in this one moment debts come and go you don't even have to gamble but it always goes on somehow even if it gets hard
I would advise you first of all to look for help in the form of family or even a SHG or therapy there is something in every city and there you can also help through contacts to debt counseling because they can usually negotiate with creditors better than the person concerned
For the last means there is then still the insolvency there you have also after a few years your peace and get a second chance to get your life under control
This will not be easy no question but there is always and for everything a solution write me gladly also via PN if you still need someone to talk to
This post has been translated automatically
Whole salary gambled away - the end of the line?
Liked this post:
Chewi, 
Max_Bet, 
Saphira
I'll tell you one thing, if you want it you can do it, but if you only want it because you're broke and have no way out, it will fail, I'm speaking from experience
So get your ass up and call the people who can help you, you won't find them here
As they say, who does not fight has already lost
Good luck 👍
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
I was 9 months free of play and then unfortunately lost control and immediately completely...
I don't really want to go bankrupt, because I also have a pending application process for a civil service job, so that would be the knockout criterion. Debt advisors always make it easy and say insolvency, done.
I am mainly worried about the rent. If my salary were higher, it wouldn't be such a big deal and I would just offer to pay everything next month. But that simply does not work...
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
This post has been translated automatically
Whole salary gambled away - the end of the line?
Liked this post:
Chewi
First of all, I would co tact the tenant, tell him honestly that this month everything came together
and your account is no longer sufficiently covered. Most tenants are not really happy about this, but it is always better to play with open cards. Eviction suits are the last thing they want.
My next step would be an immediate stay in a psychiatric
in a psychiatric clinic, they have to admit you if you are in acute danger of suicide.
You don't have to give your employer a reason,
i would do it anyway....there are many illnesses to end up in such a clinic. There you can openly talk about your problems, and you have done something to be ashamed of.
I was also addicted to gambling, I was lucky that my father is a doctor and helped me both financially and therapeutically
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
Have you also already replied privately
Nobody rips you here the head off everyone has times problems that is not bad and only human there you can be frustrated briefly but then you get up wipes the dust from his shoulders and tackle it and if it must be in small steps even in very small steps if it can not be otherwise and you will see with each step forward you feel better and it is no shame even after two steps forward to make a backward
You can still manage it is not an unsolvable situation I know people who have debts of 1,000,000 € by gambling have gambled away house and car years ago and even the still stand there and live your life there you have in comparison the best chances in a few years with a smile to look back on it
This post has been translated automatically
Whole salary gambled away - the end of the line?
Liked this post: Anonym,
Blubbo33, 
Bluff, 
gagapapamama, 
Max_Bet, 
Muratc111, 
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Saphira, 
Yvonka
Brother, let me tell you one thing, it goes on and on.
So if you are completely broke for November there are still a lot of possibilities to get air to breathe again.
1. Ask friends or better yet parents for a personal loan. 1500 payable in 5 installments or so.
if that does not work then
2. get your existing credit increased
if that does not work then
3. get a short-term loan at vexcash, cashper, ferratum and how they are all called
if that does not work because of broken Schufa then
4. get n credit at the Sigma Bank. The spit ALWAYS.
if that does not work then
5. book your direct debit credit installments back, and pay the rent of it, buy the rest. Better a reminder from the bank than ne notice from the landlord (but only possible with 2 missing rents) and n empty stomach
if that does not work then
6. go to the pawnbroker. Laptop / jewelry / cell phone will have yes
if that does not work then
7. even I do not know what to do.
This post has been translated automatically
Whole salary gambled away - the end of the line?
Nobody has liked this post so far
and so haust'e then out on 31. 🙄... peace and long 🖖
-Edit by Andre: Post was attached to the quote and has been edited accordingly-
This post has been translated automatically