Falko wrote on 05.02.2023 at 15:30 clock: Today, the world reported that every 7th German in the overdraft trap in it.
I have also heard. No wonder. My SKasse takes 12.5% for overdraft. 16.5% for overdraft over limit ... Once deep enough in it and for example sudden job loss can quickly break your neck...
I would never gamble with money I didn't have or even had to borrow. In the past - 20, 25 years ago - I gambled like a fool. Now I can no longer afford it in nearly the same form and play since my "new start as a gambler" about three years ago only with what I have. Was 2021 purely statistically times just under four figures slipped into the negative range, which I could afford. Didn't feel good though. Now I am statistically in the plus, which makes the matter with a relaxed feeling to approach. So to speak, I'm just playing with the win and I hope it holds up. With my relatively small stakes and to 99% with Bonuses, I have but also no fulminanten movements in it, although thereby but the profit opportunities are limited. That makes me but nothing...I'm happy about ne payout of 200 € As a rule, I pay 150 €-200 €...target are always 100% and if they are achieved, I pay out as good as always. Then it starts all over again
RiverSong wrote on 05.02.2023 at 16:39:but it is also made too easy, with some banks you automatically get a dispo when opening
That's right. I myself was never in the Dispo inside, but every year in December by my savings bank in writing on the account statement noted that I may also go into the minus up to 8900 euros. So the banks at least my bank tries over this way even to animate the people to go into the Dispo.
Had over 100k Debt not entschtanden by gambling was in bankruptcy for 6 years and since 4 years the procedure is ended currently no new debt no overdraft only the normal Lebensnötige expenses.
I have not had any loans or debts because of gambling. But I still have a few thousand euros in debts, including Bafög. But since I still have forever to do it, I'm not worried about that.
Falko wrote on 05.02.2023 at 19:55: That's right. I myself was never in the Dispo inside, but every year in December by my savings bank in writing on the account statement noted that I may also go into the minus to 8900 euros. So the banks at least my bank tries over this way even to animate the people to go into the Dispo.
then are probably considered at the bank with a good monthly income with so much dispo
How much debt do you have?
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I have also heard. No wonder. My SKasse takes 12.5% for overdraft. 16.5% for overdraft over limit ... Once deep enough in it and for example sudden job loss can quickly break your neck...
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No credit on the account
No credit
But I have neither online banking nor credit card ( except Mb)
Pay only through paysafe or if in plus with mb over it, but everything in the low range
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but it is also made too easy, with some banks you automatically get a dispo when opening
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That's right. I myself was never in the Dispo inside, but every year in December by my savings bank in writing on the account statement noted that I may also go into the minus up to 8900 euros. So the banks at least my bank tries over this way even to animate the people to go into the Dispo.
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gamble1
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then are probably considered at the bank with a good monthly income with so much dispo
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