Rollstevmroll wrote on 10/27/2019 at 17:59: Fortunately no Debt, but still quite a bit on the edge. And that even though I've been gambling for 13 years now. I used to have more problems there. Always gambled away everything. For some years I have strict limits and get me for years about always everything back. Always pay only 10-25 euros. As soon as I have 50+, I pay out. Then I have fixed already plus and the rest is addition. So you come over the week often seen on a plus despite daily play. But it took me a long time until I checked that.
Can you possibly say something about your betting levels etc.? I would be interested to know how you play to get "often on a plus"
well, someone is very curious. Normally one (s) does not talk about money. Well, I want to make an exception. So I had once so approx. 3,000 euro at the automats in gaming houses gambled away. however also once correctly well won. if I deduct that now it will be approximately scarce 2,000 euro the Gauselmann & CO. at me earned.fortunately I can afford financially such a loss.now one sees me only extremely rarely in gaming houses because I play only Roulette and this with quite good and positive balances.this pleases me not only but is for me a quite good Zubrot. If you play with modest stakes do not double up to the table limit, you have a very good chance of winning at roulette.
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Anonym
Former Member
How much debt do you have?
23rd Dec. 2019, at 11:40 am CET#116
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Hi you
so when I read something like this with making debts and not paying back. Unfortunately, this has become possible through the relatively new insolvency law. However, such people forget something very important.someone who files for bankruptcy is at the bottom of the banks and for life.no bank will ever again give a loan and there will never be a Dispo more.
A change of apartment could become a nightmare, because almost every landlord wants to see a good SCHUFA and if the has a negative entry, you get even more no apartment. it could also threaten homelessness.
A PI is not a walk in the park and whoever does something like this will live for 6 years on the edge of subsistence level. So people let that rather be to make debts. Question times into the round - must one have every few years a new car? I mean no and think the very many people nevertheless only thereby indicate. in reality does not even the hubcap belong.
so when I read something like this with making debts and not paying back. Unfortunately this has become possible due to the relatively new insolvency law. However, such people forget something very important.Someone who files for insolvency is down with the banks and for life.No bank will ever again give a loan and there will also never again give an overdraft.
A change of apartment could become a nightmare, because almost every landlord wants to see a good SCHUFA and if the has a negative entry, you get even more no apartment. it could also threaten homelessness.
A PI is not a walk in the park and whoever does something like this will live for 6 years on the edge of subsistence level. So people let that rather be to make debts. Question times into the round - must one have every few years a new car? I mean no and think the very many people nevertheless only thereby indicate. in reality does not even the hubcap belong.
A text full of lies and accusations. Mr. Perfect in action...
I fortunately don't have a problem with Debt, however someone close to me including PI and completely through no fault of their own. Sometimes life can "f**k" you harder than you would like.
Then come people like you, point the finger at you and tell you such a thin shit incl. how to do it...
Inform yourself first properly and then teach others. I do not even want to know how many skeletons you so has in the closet.
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Anonym
verified
Former Member
How much debt do you have?
23rd Dec. 2019, at 02:02 pm CET#118
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CharlyQ wrote on 12/23/2019 11:40 am: Hi all,
so when I read something like this with making debts and not paying back. Unfortunately this has become possible due to the relatively new insolvency law. However, such people forget something very important.Someone who files for insolvency is down with the banks and for life.No bank will ever again give a loan and there will also never again give an overdraft.
A change of apartment could become a nightmare, because almost every landlord wants to see a good SCHUFA and if the has a negative entry, you get even more no apartment. it could also threaten homelessness.
A PI is not a walk in the park and whoever does something like this will live for 6 years on the edge of subsistence level. So people let that rather be to make debts. Question times into the round - must one have every few years a new car? I mean no and think the very many people nevertheless only thereby indicate. in reality does not even the hubcap belong.
But that is quite uninformed...
Housing change and a private insolvency or Schufa have nothing to do with each other. The landlord can only see if there were payment problems with OTHER tenants...
And believe me, someone who goes to the PI, thinks in all Regle certainly not: "Cool shit I do times"
And there can always be problems that result in not being able to pay your debts
Well, what is called bragging, many make themselves certainly also out of despair Funny about it, if one knows what else, alls this way remains to one no more, what should one do ? cry ? machmal is about it laugh the best option
so when I read something like this with making debts and not paying back. Unfortunately this has become possible due to the relatively new insolvency law. However, such people forget something very important.Someone who files for insolvency is down with the banks and for life.No bank will ever again give a loan and there will also never again give an overdraft.
A change of apartment could become a nightmare, because almost every landlord wants to see a good SCHUFA and if the has a negative entry, you get even more no apartment. it could also threaten homelessness.
A PI is not a walk in the park and whoever does something like this will live for 6 years on the edge of subsistence level. So people let that rather be to make debts. Question times into the round - must one have every few years a new car? I mean no and think the very many people nevertheless only thereby indicate. in reality does not even the hubcap belong.
1. the banks don't care. they even profit from debtors, because with PI the creditors are paid by the state. debt=interest=more money
2.change of apartment...the landlord gets a schufa information, the schufa checks your debts, for this there are 3 gradations
green, you are Debt free (no credit, installments etc.)
yellow, you have current costs (installments, loans, current debts that are paid off)
red, you have unpaid debts, which are also not paid off.
depending on the amount, duration, and incoming payments, you will be awarded various % points, so below a certain % rate you are considered untrustworthy.
the PI is exactly meant to make you debt free, debt free = you can call the schufa and tell them you are debt free, ka if they still ask for documents or check it themselves, but after that your schufa account will be set to green again, trustworthy and creditworthy
3. 6 years subsistence minimum? the 6 years amount to the Pfänungsminimun, that is not a subsistence minimum that amounts to ~1200€...2520€ with 5 or more dependent persons
for comparison..subsistence minimum according to the state is 764€ a month
4.with the car I give you right, but that must each know for yourself, I prefer to walk or ride a bike, is 100% cheaper^^
How much debt do you have?
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How much debt do you have?
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Can you possibly say something about your betting levels etc.? I would be interested to know how you play to get "often on a plus"
This post has been translated automatically
How much debt do you have?
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gagapapamama
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How much debt do you have?
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This post has been translated automatically
How much debt do you have?
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Hi you
well, someone is very curious. Normally one (s) does not talk about money. Well, I want to make an exception. So I had once so approx. 3,000 euro at the automats in gaming houses gambled away. however also once correctly well won. if I deduct that now it will be approximately scarce 2,000 euro the Gauselmann & CO. at me earned.fortunately I can afford financially such a loss.now one sees me only extremely rarely in gaming houses because I play only Roulette and this with quite good and positive balances.this pleases me not only but is for me a quite good Zubrot. If you play with modest stakes do not double up to the table limit, you have a very good chance of winning at roulette.
This post has been translated automatically
How much debt do you have?
Nobody has liked this post so far
so when I read something like this with making debts and not paying back. Unfortunately, this has become possible through the relatively new insolvency law. However, such people forget something very important.someone who files for bankruptcy is at the bottom of the banks and for life.no bank will ever again give a loan and there will never be a Dispo more.
A change of apartment could become a nightmare, because almost every landlord wants to see a good SCHUFA and if the has a negative entry, you get even more no apartment. it could also threaten homelessness.
A PI is not a walk in the park and whoever does something like this will live for 6 years on the edge of subsistence level. So people let that rather be to make debts. Question times into the round - must one have every few years a new car? I mean no and think the very many people nevertheless only thereby indicate. in reality does not even the hubcap belong.
This post has been translated automatically
How much debt do you have?
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skyro
A text full of lies and accusations. Mr. Perfect in action...
I fortunately don't have a problem with Debt, however someone close to me including PI and completely through no fault of their own. Sometimes life can "f**k" you harder than you would like.
Then come people like you, point the finger at you and tell you such a thin shit incl. how to do it...
Inform yourself first properly and then teach others. I do not even want to know how many skeletons you so has in the closet.
This post has been translated automatically
How much debt do you have?
Nobody has liked this post so far
But that is quite uninformed...
Housing change and a private insolvency or Schufa have nothing to do with each other. The landlord can only see if there were payment problems with OTHER tenants...
And believe me, someone who goes to the PI, thinks in all Regle certainly not: "Cool shit I do times"
And there can always be problems that result in not being able to pay your debts
Well, what is called bragging, many make themselves certainly also out of despair Funny about it, if one knows what else, alls this way remains to one no more, what should one do ? cry ? machmal is about it laugh the best option
This post has been translated automatically
How much debt do you have?
Nobody has liked this post so far
Complete nonsense; ten years after the opening of insolvency proceedings, you are again considered a clean slate by Schufa.
This post has been translated automatically
How much debt do you have?
Nobody has liked this post so far
1. the banks don't care. they even profit from debtors, because with PI the creditors are paid by the state. debt=interest=more money
2.change of apartment...the landlord gets a schufa information, the schufa checks your debts, for this there are 3 gradations
green, you are Debt free (no credit, installments etc.)
yellow, you have current costs (installments, loans, current debts that are paid off)
red, you have unpaid debts, which are also not paid off.
depending on the amount, duration, and incoming payments, you will be awarded various % points, so below a certain % rate you are considered untrustworthy.
the PI is exactly meant to make you debt free, debt free = you can call the schufa and tell them you are debt free, ka if they still ask for documents or check it themselves, but after that your schufa account will be set to green again, trustworthy and creditworthy
3. 6 years subsistence minimum? the 6 years amount to the Pfänungsminimun, that is not a subsistence minimum that amounts to ~1200€...2520€ with 5 or more dependent persons
for comparison..subsistence minimum according to the state is 764€ a month
4.with the car I give you right, but that must each know for yourself, I prefer to walk or ride a bike, is 100% cheaper^^
This post has been translated automatically