Here is a short version of my problem
I am 18 years old and have gambled away pretty much all my money. Had until 3 months ago always so 3 to 4000 euro on the high edge. Of which is now nothing left. Am in 1 month me my apprenticeship finished and currently earn about 1500 € a month.
Have albeit at the moment 0 € on the account and am 500 € on my credit card in the minus. I don't want all this anymore I want a regular life again.
Have some assets in the form of valuables such as a car worth 8000 € that I do not want to gamble away or even worse me in debt. Am grateful for any advice. LG Jonas
Are still very young for debt. I've been playing for just under two years and in the last few months it's been slow but steady. I would cancel the credit card and not make a new one for now. Leave cash / ec to a trusted person and ask for pocket money . If necessary, limit to 1-3 casinos, limit pure and lock all elsewhere. With 18 I had other things in mind
Greetings
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Did I throw away my life at 18 ?
13th Jan. 2020, at 05:50 pm CET#3
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No, you don't. Stop gambling now and you'll be fine. You've paid your dues now and you're done. If you continue, however, it can be worse. You already see that it was shit to gamble
jonaskogsi wrote on 01/13/2020 at 5:19 pm: Hello everyone!
Here is a short version of my problem
Am 18 years old and have gambled away pretty much all my money. Had until 3 months ago always so 3 to 4000 euro on the high edge. Of which is now nothing left. Am in 1 month me my apprenticeship finished and currently earn about 1500 € a month.
Have albeit at the moment 0 € on the account and am 500 € on my credit card in the minus. I don't want all this anymore I want a regular life again.
Have some assets in the form of valuables such as a car worth 8000 € that I do not want to gamble away or even worse me in debt. Am grateful for any advice. LG Jonas
So for me it sounds like a full 18 year old
Well, you've gambled away your money, the other 18 year olds drink it away with their buddies or buy their new girlfriend some fancy new clothes to impress her
Or they go on vacation with her and when the money is gone, the new girlfriend is probably gone again.
To be able to help you with advice that we don't really take to heart here, it would be interesting to know why you started gambling. If you can even talk about gambling at 3 months.
jonaskogsi wrote on 01/13/2020 at 5:19 pm: Hello everyone!
Here is a short version of my problem
Am 18 years old and have gambled away pretty much all my money. Had until 3 months ago always so 3 to 4000 euro on the high edge. Of which is now nothing left. Am in 1 month me my apprenticeship finished and currently earn about 1500 € a month.
Have albeit at the moment 0 € on the account and am 500 € on my credit card in the minus. I don't want all this anymore I want a regular life again.
Have some assets in the form of valuables such as a car worth 8000 € that I do not want to gamble away or even worse me in debt. Am grateful for any advice. LG Jonas
How do you gamble your money with what do you Deposit ? Should it be via online banking then close it and pay only with the Paysafekarte. This will then be more economical, because you can no longer deposit at any time on a whim. So I did it, where I noticed that it is too expensive and since then I get along financially quite well with the Zockerei.
No - you haven't thrown your life away yet. 500€ (credit card) Debt is objectively nothing at all and having 0€ on your account in the middle of the month is stupid but also not the end of the world. Bitter are the 3,000 - 4,000 € that you have gambled away
My advice to you is not to give in to the desire to win back what you lost but to draw a line now (today, at this moment). Bring your finances back under control and learn from it, the slots can easily take the money out of your pocket for the next weeks and months and at some point it will look much darker than at the moment
Wow, 500 euros of Debt with 1500 euros of income and 8000 euros of assets. There I would also fall into panic...
Because of such people, yes, the debt counseling and doctors are completely overrun because of lapalien and the people who really need help get no more appointments, so it looks.
Just stop gambling now and all is well..junge junge
Cheeseburger wrote on 13.01.2020 at 22:37: Wow, 500 euros of Debt with 1500 euros of income and 8000 euros of assets. There I would also panic...
Because of such people, yes, the debt counseling and doctors are completely overrun because of lapalien and the people who really need help get no more appointments, so it looks.
Just stop gambling now and everything will be fine..young boy
Each person is different I also immediately become restless when I owe someone money
Before I have not paid it I can not sleep properly
Since it makes no difference whether 1 euro or 10k
A person can also be with 10 euro debt kaput
But a person who does not care can also live with 1 million euro debt
the words I want to tell you now, you have surely heard 100 times from others but... there is a difference.
I started with about 21 years, I had accumulated like you about 3000 € on the Volksbank. Don't ask me how I managed to save that amount.
When I started to gamble through a buddy (first gambling house, then online casino) it became less and less.
(And yes, I have gambled away quite a bit, certainly in the 5-digit range...)
Now I'm over 30 and have been clean for a few months (clean because Gambling addiction is like heroin).
How did I get away from it?
Simple, I realized that gambling is the wrong way to save money.
I think many people don't want to get rich by gambling, they don't want to die poor!
This is the point why I have been dealing with the topic of "financial freedom" for about 1 and a half years.
Through constant reading (in the form of Audible audio books), videos and also financial lectures I got an insight into the mechanisms of the market economy.
Gambling always has the same cycle, sooner or later you run after your money which you have gambled away -> expected value is negative.
On the stock market (for example, through an ETF portfolio), the expected value is positive in the long term!
If you read up, this is the smartest decision for your future (human capital) and you get away from the crappy gambling, because gambling is an industry like technology or consumption
The companies Novomatic, Merkur, Play & Go want money for fun. Exactly the same as if you would buy an I Phone or the latest Samsung cell phone.
You buy consumption, that's what you spend money on.
I hope I could help you
This is also the reason why I am rather inactive.
Did I throw away my life at 18 ?
Nobody has liked this post so far
Here is a short version of my problem
I am 18 years old and have gambled away pretty much all my money. Had until 3 months ago always so 3 to 4000 euro on the high edge. Of which is now nothing left. Am in 1 month me my apprenticeship finished and currently earn about 1500 € a month.
Have albeit at the moment 0 € on the account and am 500 € on my credit card in the minus. I don't want all this anymore I want a regular life again.
Have some assets in the form of valuables such as a car worth 8000 € that I do not want to gamble away or even worse me in debt. Am grateful for any advice. LG Jonas
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Did I throw away my life at 18 ?
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Greetings
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Did I throw away my life at 18 ?
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Did I throw away my life at 18 ?
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trekki
So for me it sounds like a full 18 year old
Well, you've gambled away your money, the other 18 year olds drink it away with their buddies or buy their new girlfriend some fancy new clothes to impress her
Or they go on vacation with her and when the money is gone, the new girlfriend is probably gone again.
To be able to help you with advice that we don't really take to heart here, it would be interesting to know why you started gambling. If you can even talk about gambling at 3 months.
And your life is far from over it only begins.
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Did I throw away my life at 18 ?
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How do you gamble your money with what do you Deposit ? Should it be via online banking then close it and pay only with the Paysafekarte. This will then be more economical, because you can no longer deposit at any time on a whim. So I did it, where I noticed that it is too expensive and since then I get along financially quite well with the Zockerei.
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Did I throw away my life at 18 ?
Nobody has liked this post so far
My advice to you is not to give in to the desire to win back what you lost but to draw a line now (today, at this moment). Bring your finances back under control and learn from it, the slots can easily take the money out of your pocket for the next weeks and months and at some point it will look much darker than at the moment
All the best!
P.S.: Here is something to read, in case you have the feeling that after so much bad luck something should come slowly - https://de.wikipedia.org/wiki/Spielerfehlschluss
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Did I throw away my life at 18 ?
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But please stop and enjoy yourself
If you can not do it look for help gambling brings nothing is only a search
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Did I throw away my life at 18 ?
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Jenn-R, S****8
Because of such people, yes, the debt counseling and doctors are completely overrun because of lapalien and the people who really need help get no more appointments, so it looks.
Just stop gambling now and all is well..junge junge
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Did I throw away my life at 18 ?
Liked this post:
trekki
Each person is different I also immediately become restless when I owe someone money
Before I have not paid it I can not sleep properly
Since it makes no difference whether 1 euro or 10k
A person can also be with 10 euro debt kaput
But a person who does not care can also live with 1 million euro debt
Do not always judge so aggressively
This post has been translated automatically
Did I throw away my life at 18 ?
Liked this post:
MarcT22186
the words I want to tell you now, you have surely heard 100 times from others but... there is a difference.
I started with about 21 years, I had accumulated like you about 3000 € on the Volksbank. Don't ask me how I managed to save that amount.
When I started to gamble through a buddy (first gambling house, then online casino) it became less and less.
(And yes, I have gambled away quite a bit, certainly in the 5-digit range...)
Now I'm over 30 and have been clean for a few months (clean because Gambling addiction is like heroin).
How did I get away from it?
Simple, I realized that gambling is the wrong way to save money.
I think many people don't want to get rich by gambling, they don't want to die poor!
This is the point why I have been dealing with the topic of "financial freedom" for about 1 and a half years.
Through constant reading (in the form of Audible audio books), videos and also financial lectures I got an insight into the mechanisms of the market economy.
Gambling always has the same cycle, sooner or later you run after your money which you have gambled away -> expected value is negative.
On the stock market (for example, through an ETF portfolio), the expected value is positive in the long term!
If you read up, this is the smartest decision for your future (human capital) and you get away from the crappy gambling, because gambling is an industry like technology or consumption
The companies Novomatic, Merkur, Play & Go want money for fun. Exactly the same as if you would buy an I Phone or the latest Samsung cell phone.
You buy consumption, that's what you spend money on.
I hope I could help you
This is also the reason why I am rather inactive.
This post has been translated automatically