I am a refrigeration engineer, I have been working for 11 years in a company that has also trained me and I would say that I like to go to work..
currently I do customer service, but now and then I also do installations.
I would rate myself as a reliable employee, have a sense of humor and radiate it (hopefully).
I've been together with my girlfriend for 2 years, with whom I have the feeling to have arrived... trust is very important to us.
Since 11.2020 we live together.
My friends, can rely on me and I on them...
i help everyone I can help. This always triggers a good feeling in me....
Maybe one or the other knows that with gifts.... Giving is nicer than being given 😅 at least with me....
So... and then..
Yes, then I have me from January to Today around 25000€ in Debt, have lied, have become unreliable. Have made others responsible for my behavior, have become selfish and also unscrupulous....
So I have turned, so to speak, once.
Although I know that I am not... I am so...
I know that I have a Gambling addiction nailed to my leg and therefore any principles have gone down the drain...
Only why I have become a gambling addict, I do not know...
I think I have been gambling for at least 7-8 years..
so absolutely controlled, irregularly (maybe 5-6 times a year) with 50€ each time..
never changed my gambling behavior, always the same.... Take 5/Tripple Chance 50cent...
Right pensioner mode 😜
So then came the Online Casinos and I have found pleasure in the speed...
and especially that I could choose my environment (which would not have mattered in the end, because I would not have noticed whether I'm in paradise or up to my neck in the ... you know )
Absolute loss of control, to the point of nervous breakdowns that felt like a stun grenade exploding next to me.
I developed an uncanny knack for organizing money away from my friends, family and colleagues. Slowly but surely I cut myself off because I only had 2 things on my mind: 1. keep up a facade 2. organize money.
And I didn't even ask myself if something was going wrong
Well... I'll leave out the rest... not that you don't want to read so much...
So currently it looks like this:
I'm seeing a debt counselor and addiction counselor.
Next week I apply for private insolvency.
In the same breath, I'm doing an inpatient therapy. ( unfortunately I don't know where yet, I'm currently dealing with all the paperwork. )
So basically I am at the very beginning, still addicted to gambling and in debt... even though I am not gambling at the moment.
Currently trying to take away my options. For example my girlfriend gets my salary on her account and I have her credit card which is on prepaid basis for shopping. If I buy something, she sees it immediately on her phone.
I find but fully okay, I have from having broken their trust...
The worst thing for me is to realize what I have become... how I have changed....
How I have lost my zest for life and what I am capable of...
I have now informed all the people who are in my life... from the boss, to the distant acquaintance whom I with my "hey I need times 55€ at PayPal, because I want to get a parasol for my terrace and my Paypal about debit does not work, would just transfer the money to your account," method, procured money...
this bekloppte method, I have made 1 to 1 with other people, but kept the case low, that these people possibly exchanged... absolutely sick.
Well, now I finally feel good again. I have cleared my conscience a little and am glad that almost everyone has been so understanding... grateful is more like it.
If someone told me that I didn't have to give him the money back, I refused..
everyone gets their money back..
i acted logically and asked everyone about the urgency. Since I could never pay everyone off right away...
I am finally proud of myself again... but also know that I still have a long way to go... but I am ready and motivated....
Thanks for reading..
would love to hear your story no matter where you are right now... whether just starting or at the end ( if there is one )
Sometimes I wish I had someone I could just write with... on WhatsApp for example... someone who understands me when my head gets unhooked... unbiased and... unconditional
And of course send funny videos.... ✊😅
So now that's really it... thanks for reading, seriously!
Personality change! From reliable employee/partner/friend to egoist.
7th Sep. 2021, at 03:28 pm CEST#3
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Hi Florian.
Awesome and honest story .
It was similar with my friend.
But I threw him out the door - because it also went into criminal activities.
One fact is certain.
Only when the whole online casino crap completely disappears, the addicts are really helped.
No therapy or other waste - only when the casinos really disappear is peace!
By this I also mean all the illegal ones like the Curacao booths etc.
That one gets into a "also self-inflicted" predicament is also the fault that it is made too easy.
There lock and there register again.
That is too simple.
I myself also play in Oc's at the beginning more and now almost no longer.
It's just not fun anymore and as fast as the money is gone, you can't earn it at all.
Have gambled away since the beginning in the Online Casinos c.a. 6000 €.
Is unlike you, very little - fortunately - and am therefore not in debt.
I quickly realized that the short fun is too expensive for me - have also played high stakes and currently the whole thing already borders on absolute cheek what the slots bring so.
No more desire to finance the ladies and gentlemen their lives.
Have dedicated myself to my old passion again.
Collect records from all areas of music for years.
Although some collectibles are very expensive but it has a added value !
Do now also with Weltsparen and bought me a few cryptos and invest them.
And already you do not even think about gambling in casinos.
Simply more sensible like these glancing boxes.
Try to do something in this direction?
Wish you from my heart all the best and you are only 27 years - there are 25k quickly paid off!
Personality change! From reliable employee/partner/friend to egoist.
7th Sep. 2021, at 07:44 pm CEST#4
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Saagi94 wrote on 07/09/2021 at 02:44: Hey guys, I'm Florian, 27...
Let me tell you a little bit about myself....
I'm a refrigeration technician, I've been working for 11 years in a company that also trained me, and I would say that I like to go to work..
currently I do customer service, but now and then I also do installations.
I would rate myself as a reliable employee, have a sense of humor and radiate it (hopefully).
I've been together with my girlfriend for 2 years, with whom I have the feeling to have arrived... trust is very important to us.
Since 11.2020 we live together.
My friends, can rely on me and I on them...
i help everyone I can help. This always triggers a good feeling in me....
Maybe one or the other knows that with gifts.... Giving is nicer than being given 😅 at least with me....
So... and then..
Yes, then I have me from January to Today around 25000€ in Debt, have lied, have become unreliable. Have made others responsible for my behavior, have become selfish and also unscrupulous....
So I have turned, so to speak, once.
Although I know that I am not... I am so...
I know that I have a Gambling addiction nailed to my leg and therefore any principles have gone down the drain...
Only why I have become a gambling addict, I do not know...
I think I have been gambling for at least 7-8 years..
so absolutely controlled, irregularly (maybe 5-6 times a year) with 50€ each time..
never changed my gambling behavior, always the same.... Take 5/Tripple Chance 50cent...
Right pensioner mode 😜
So then came the Online Casinos and I have found pleasure in the speed...
and especially that I could choose my environment (which would not have mattered in the end, because I would not have noticed whether I'm in paradise or up to my neck in the ... you know )
Absolute loss of control, to the point of nervous breakdowns that felt like a stun grenade exploding next to me.
I developed an uncanny knack for organizing money away from my friends, family and colleagues. Slowly but surely I cut myself off because I only had 2 things on my mind: 1. keep up a facade 2. organize money.
And I didn't even ask myself if something was going wrong
Well... I'll leave out the rest... not that you don't want to read so much...
So currently it looks like this:
I'm seeing a debt counselor and addiction counselor.
Next week I apply for private insolvency.
In the same breath, I'm doing an inpatient therapy. ( unfortunately I don't know where yet, I'm currently dealing with all the paperwork. )
So basically I am at the very beginning, still addicted to gambling and in debt... even though I am not gambling at the moment.
Currently trying to take away my options. For example my girlfriend gets my salary on her account and I have her credit card which is on prepaid basis for shopping. If I buy something, she sees it immediately on her phone.
I find but fully okay, I have from having broken their trust...
The worst thing for me is to realize what I have become... how I have changed....
How I have lost my zest for life and what I am capable of...
I have now informed all the people who are in my life... from the boss, to the distant acquaintance whom I with my "hey I need times 55€ at PayPal, because I want to get a parasol for my terrace and my Paypal about debit does not work, would just transfer the money to your account," method, procured money...
this bekloppte method, I have made 1 to 1 with other people, but kept the case low, that these people possibly exchanged... absolutely sick.
Well, now I finally feel good again. I have cleared my conscience a little and am glad that almost everyone has been so understanding... grateful is more like it.
If someone told me that I didn't have to give him the money back, I refused..
everyone gets their money back..
i acted logically and asked everyone about the urgency. Since I could never pay everyone off right away...
I am finally proud of myself again... but also know that I still have a long way to go... but I am ready and motivated....
Thanks for reading..
would love to hear your story no matter where you are right now... whether just starting or at the end ( if there is one )
Sometimes I wish I had someone I could just write with... on WhatsApp for example... someone who understands me when my head gets unhooked... unbiased and... unconditional
And of course send funny videos.... ✊😅
So now that's really it... thanks for reading, seriously!
Hello Florian,
Good that you want to change something and have realized where your weaknesses lie.
I wish you much success and above all strength.
I still have one question, do you really think because of 25k debt it is necessary to file for personal bankruptcy?
That would be 7 damn long years and you can expect that otherwise self-evident things such as a new bank account, new apartment, new mobile phone contract, etc. are suddenly incredibly difficult to get, if at all.
In addition, you are NOT allowed to incur any debts during this time, you have no end of conditions, but most importantly you lose a large part of your self-determination.
There are comparison portals for loans, there is also a consultant on request and ask for offers from banks that do without bank statements (if there are inputs and outputs of gambling providers) and salary statements are sufficient
So 25,000 euros, you get with installment payment and appropriate term with a full-time job but with certainty.
In addition, it is possible to settle all debts and to have only one debtor instead of many
Personality change! From reliable employee/partner/friend to egoist.
7th Sep. 2021, at 09:31 pm CEST#5
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Thorin2017 wrote on 07/09/2021 at 19:44
Hi Florian,
Good that you want to change something and have realized where your weaknesses lie.
I wish you much success and especially strength.
I still have one question, do you really think because of 25k debts it is necessary to file for personal bankruptcy?
That would be 7 damn long years and you can expect that otherwise self-evident things such as a new bank account, new apartment, new mobile phone contract, etc. are suddenly incredibly difficult to get, if at all.
In addition, you are NOT allowed to incur any debts during this time, you have no end of conditions, but most importantly you lose a large part of your self-determination.
There are comparison portals for loans, there is also a consultant on request and ask for offers from banks that do without bank statements (if there are inputs and outputs of gambling providers) and salary statements are sufficient
So 25,000 euros, you get with installment payment and appropriate term with a full-time job but with certainty.
In addition, it is possible to settle all debts and to have only one debtor instead of many.
Nonsense !
Private insolvency - under certain conditions and monthly installments only 3 years!
Personality change! From reliable employee/partner/friend to egoist.
28th Jan. 2022, at 12:04 am CET#9
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Nobody has liked this post so far
Hi Florian, a great story, I hope that your life is currently going in an orderly fashion. I have a question about your inpatient therapy, maybe you have time and want to share your experience. I also have one coming up in the next few weeks.
Personality change! From reliable employee/partner/friend to egoist.
Liked this post:
Arschi, 
Falko, 
Max_Bet, 
Pneumatic, 
Saphira
I'll tell you a little bit about me...
I am a refrigeration engineer, I have been working for 11 years in a company that has also trained me and I would say that I like to go to work..
currently I do customer service, but now and then I also do installations.
I would rate myself as a reliable employee, have a sense of humor and radiate it (hopefully).
I've been together with my girlfriend for 2 years, with whom I have the feeling to have arrived... trust is very important to us.
Since 11.2020 we live together.
My friends, can rely on me and I on them...
i help everyone I can help. This always triggers a good feeling in me....
Maybe one or the other knows that with gifts.... Giving is nicer than being given 😅 at least with me....
So... and then..
Yes, then I have me from January to Today around 25000€ in Debt, have lied, have become unreliable. Have made others responsible for my behavior, have become selfish and also unscrupulous....
So I have turned, so to speak, once.
Although I know that I am not... I am so...
I know that I have a Gambling addiction nailed to my leg and therefore any principles have gone down the drain...
Only why I have become a gambling addict, I do not know...
I think I have been gambling for at least 7-8 years..
so absolutely controlled, irregularly (maybe 5-6 times a year) with 50€ each time..
never changed my gambling behavior, always the same.... Take 5/Tripple Chance 50cent...
Right pensioner mode 😜
So then came the Online Casinos and I have found pleasure in the speed...
and especially that I could choose my environment (which would not have mattered in the end, because I would not have noticed whether I'm in paradise or up to my neck in the ... you know )
Absolute loss of control, to the point of nervous breakdowns that felt like a stun grenade exploding next to me.
I developed an uncanny knack for organizing money away from my friends, family and colleagues. Slowly but surely I cut myself off because I only had 2 things on my mind: 1. keep up a facade 2. organize money.
And I didn't even ask myself if something was going wrong
Well... I'll leave out the rest... not that you don't want to read so much...
So currently it looks like this:
I'm seeing a debt counselor and addiction counselor.
Next week I apply for private insolvency.
In the same breath, I'm doing an inpatient therapy. ( unfortunately I don't know where yet, I'm currently dealing with all the paperwork. )
So basically I am at the very beginning, still addicted to gambling and in debt... even though I am not gambling at the moment.
Currently trying to take away my options. For example my girlfriend gets my salary on her account and I have her credit card which is on prepaid basis for shopping. If I buy something, she sees it immediately on her phone.
I find but fully okay, I have from having broken their trust...
The worst thing for me is to realize what I have become... how I have changed....
How I have lost my zest for life and what I am capable of...
I have now informed all the people who are in my life... from the boss, to the distant acquaintance whom I with my "hey I need times 55€ at PayPal, because I want to get a parasol for my terrace and my Paypal about debit does not work, would just transfer the money to your account," method, procured money...
this bekloppte method, I have made 1 to 1 with other people, but kept the case low, that these people possibly exchanged... absolutely sick.
Well, now I finally feel good again. I have cleared my conscience a little and am glad that almost everyone has been so understanding... grateful is more like it.
If someone told me that I didn't have to give him the money back, I refused..
everyone gets their money back..
i acted logically and asked everyone about the urgency. Since I could never pay everyone off right away...
I am finally proud of myself again... but also know that I still have a long way to go... but I am ready and motivated....
Thanks for reading..
would love to hear your story no matter where you are right now... whether just starting or at the end ( if there is one )
Sometimes I wish I had someone I could just write with... on WhatsApp for example... someone who understands me when my head gets unhooked... unbiased and... unconditional
And of course send funny videos.... ✊😅
So now that's really it... thanks for reading, seriously!
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
Awesome and honest story .
It was similar with my friend.
But I threw him out the door - because it also went into criminal activities.
One fact is certain.
Only when the whole online casino crap completely disappears, the addicts are really helped.
No therapy or other waste - only when the casinos really disappear is peace!
By this I also mean all the illegal ones like the Curacao booths etc.
That one gets into a "also self-inflicted" predicament is also the fault that it is made too easy.
There lock and there register again.
That is too simple.
I myself also play in Oc's at the beginning more and now almost no longer.
It's just not fun anymore and as fast as the money is gone, you can't earn it at all.
Have gambled away since the beginning in the Online Casinos c.a. 6000 €.
Is unlike you, very little - fortunately - and am therefore not in debt.
I quickly realized that the short fun is too expensive for me - have also played high stakes and currently the whole thing already borders on absolute cheek what the slots bring so.
No more desire to finance the ladies and gentlemen their lives.
Have dedicated myself to my old passion again.
Collect records from all areas of music for years.
Although some collectibles are very expensive but it has a added value !
Do now also with Weltsparen and bought me a few cryptos and invest them.
And already you do not even think about gambling in casinos.
Simply more sensible like these glancing boxes.
Try to do something in this direction?
Wish you from my heart all the best and you are only 27 years - there are 25k quickly paid off!
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
Hello Florian,
Good that you want to change something and have realized where your weaknesses lie.
I wish you much success and above all strength.
I still have one question, do you really think because of 25k debt it is necessary to file for personal bankruptcy?
That would be 7 damn long years and you can expect that otherwise self-evident things such as a new bank account, new apartment, new mobile phone contract, etc. are suddenly incredibly difficult to get, if at all.
In addition, you are NOT allowed to incur any debts during this time, you have no end of conditions, but most importantly you lose a large part of your self-determination.
There are comparison portals for loans, there is also a consultant on request and ask for offers from banks that do without bank statements (if there are inputs and outputs of gambling providers) and salary statements are sufficient
So 25,000 euros, you get with installment payment and appropriate term with a full-time job but with certainty.
In addition, it is possible to settle all debts and to have only one debtor instead of many
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
Nonsense !
Private insolvency - under certain conditions and monthly installments only 3 years!
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Liked this post:
Arschi
👍You are absolutely right. Now only three years.
Nevertheless, I am of the opinion that 25k is not worth it.
But it is also just my opinion
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
@Thorin2017
The insolvency law has been changed since 17.12.2020 by the Bundestag. A private insolvency can therefore already end after 3 years
This post has been translated automatically
Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
All the best and LG
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Personality change! From reliable employee/partner/friend to egoist.
Nobody has liked this post so far
Edit by Caro: superfluous paragraphs were removed
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