Peja1988 wrote on 04/21/2019 8:57 PM
When I opened an account at the savings bank last year. Said my advisor he can only track the first 6 months where I Deposit and withdraw the money.
Bullshit!
If I can see my account statements for the last 10 years (online banking) -and I can! -then my bank can do that even more
Secondly, a bank is a company and also for such applies nothing different than for other commercial enterprises.
And according to paragraph 257 of the Commercial Code, for example commercial books, balance sheets, annual financial statements, management reports, etc. must be kept for ten years.
Account records are therefore among the documents for which a ten-year retention period applies.
In addition, there is a retention obligation under tax law in accordance with Section 147 of the German Fiscal Code (Abgabenordnung).
Nadja32 wrote on 22/04/2019 at 11:54 am: Got me registered after all, as I am interested in various topics.
This topic seems more like a 'fake' to me. Bank officials know themselves
actually know about the ranking of the law: Germany to the EU.
Meanwhile, all German Online Casinos have at least a Malta license.
And what D cooks up for a brew is as interesting as the weather in Venice.
The rule is still: EU law before national rights.
Oh, and you think banks can do whatever they want?
According to § 4 para. 1 GlüStV 2012, involvement in payments in connection with online gambling is prohibited in Germany!
Sunnyundflo wrote on 04/22/2019 15:43: sounds all sfor me very strange why would they pick out one player and not all who are at volksbank...
complete nonsense
Wait and see Sunnyundflo,
that carousel has just started to turn.
And besides, I think that our banks are currently under some pressure, keyword chargeback.
If I can view my bank statements for the last 10 years (online banking) -and I can! -then my bank can even more so
No nonsense, bank-dependent.
Of course, the bank can track the last 10 years, because the banks typically store account statements on microfiche, the statements you can then request, but is associated with costs.
How long you can track the account statements online varies from bank to bank, some delete after one year, i.e. they are gone for you, but not for the bank.
It may well be that for the normal employee only the last 6 months are traceable in the system.
My answer was also based more on the fact what in case a bank has to do, if it is forced let's say so.
Should it be e.g. illicit gambling and "someone" would need facts in this regard (for whatever reason) then the customer (if you would ask me) is damn bad bet if the advisor says: "I can only track the last half year"
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Anonym
Former Member
Volksbank account cancellation
22nd Apr. 2019, at 07:44 pm CEST#29
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Ichbins2018 wrote on 04/22/2019 at 6:25 pm
Oh, I see -and you think banks can do whatever they want too?
According to § 4 para. 1 GlüStV 2012, the involvement in payments in connection with online gambling is prohibited in Germany!
Says who ?
I've been with VB for 30 years now and they don't 'bitch'. All is well, all is well....
and as for § 4, is it in line with EU law ? No, it is not, therefore
me that quite little. As long as they don't comply with EU law, any § is a farce. At the moment
they work on it from time to time, but they do not come to a common denominator. They may also, because it is
only a small construction site of many and also not the most important
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Anonym
Former Member
Volksbank account cancellation
22nd Apr. 2019, at 07:58 pm CEST#30
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Zockertyp89 wrote on 04/22/2019 at 12:47 PM
On which bank do civil servants still work? There are no "German" Online Casinos, because there are no licenses for it in DE and thus it is illegal. As already mentioned, otherwise no chargeback would be possible if it was all so clearly regulated.
If' you like it better: then just hold 'Banker' and yes there are the *Best Casinos in Germany 2019*.
All have the German and EU license. At my favorite game even says: *They surf under the flag
of Malta*/sensibly. Rather, I consider the German laws on this illegal, as long as they do not respect EU law.
The rule is: EU law before country law. Still and every government should stick to that.
Volksbank account cancellation
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complete nonsense
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Volksbank account cancellation
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Bullshit!
If I can see my account statements for the last 10 years (online banking) -and I can! -then my bank can do that even more
Secondly, a bank is a company and also for such applies nothing different than for other commercial enterprises.
And according to paragraph 257 of the Commercial Code, for example commercial books, balance sheets, annual financial statements, management reports, etc. must be kept for ten years.
Account records are therefore among the documents for which a ten-year retention period applies.
In addition, there is a retention obligation under tax law in accordance with Section 147 of the German Fiscal Code (Abgabenordnung).
Great advisor!
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Volksbank account cancellation
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Oh, and you think banks can do whatever they want?
According to § 4 para. 1 GlüStV 2012, involvement in payments in connection with online gambling is prohibited in Germany!
This post has been translated automatically
Volksbank account cancellation
Nobody has liked this post so far
Wait and see Sunnyundflo,
that carousel has just started to turn.
And besides, I think that our banks are currently under some pressure, keyword chargeback.
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Volksbank account cancellation
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Insa24
I thought chargebacks are no longer enforced ?
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Volksbank account cancellation
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You bet
And if you don't have it yourself -whole law firms have specialized in it by now.
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Volksbank account cancellation
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No nonsense, bank-dependent.
Of course, the bank can track the last 10 years, because the banks typically store account statements on microfiche, the statements you can then request, but is associated with costs.
How long you can track the account statements online varies from bank to bank, some delete after one year, i.e. they are gone for you, but not for the bank.
It may well be that for the normal employee only the last 6 months are traceable in the system.
This post has been translated automatically
Volksbank account cancellation
Nobody has liked this post so far
Should it be e.g. illicit gambling and "someone" would need facts in this regard (for whatever reason) then the customer (if you would ask me) is damn bad bet if the advisor says: "I can only track the last half year"
This post has been translated automatically
Volksbank account cancellation
Nobody has liked this post so far
Says who ?
I've been with VB for 30 years now and they don't 'bitch'. All is well, all is well....
and as for § 4, is it in line with EU law ? No, it is not, therefore
me that quite little. As long as they don't comply with EU law, any § is a farce. At the moment
they work on it from time to time, but they do not come to a common denominator. They may also, because it is
only a small construction site of many and also not the most important
This post has been translated automatically
Volksbank account cancellation
Nobody has liked this post so far
If' you like it better: then just hold 'Banker' and yes there are the *Best Casinos in Germany 2019*.
All have the German and EU license. At my favorite game even says: *They surf under the flag
of Malta*/sensibly. Rather, I consider the German laws on this illegal, as long as they do not respect EU law.
The rule is: EU law before country law. Still and every government should stick to that.
This post has been translated automatically