Hello people,
I wrote here quite a while ago and unfortunately the situation is such that I have to write everything off my chest again. I would be happy if someone would take the time to read my hopefully not too long story through...
I am Mark, 27 and have been a betting addict since I was 18. I gamble away all my money every month and even more, and now have 17,000 in credit card debts and 3000 euros in overdraft debts on a total of 3 accounts.
This month I have all debits including rent back booked and everything gambled away, ca.3000 euros were that...
I earn with my real as well as my side job ca.2100 Euro net and what remains to me? The prospect that I can pay even with the next salaries at the end of July just the old debts and stand with the new bills on the hose.
I can't go on like this, I've tried everything, moved to a new city, started a new job, was able to collect all the debts through a loan that my sister took out for me and pay them off easily...but I didn't take advantage of these opportunities and I'm ashamed of it, especially in front of my sister.
I just can not anymore, hang totally on all the things I have lost through this shit, especially my ex-girlfriend..I can not close and try again and again to distract me with the betting..therapies I have done by the way, inpatient and also a SHG I have visited, nothing has worked..I have the feeling my situation is hopeless....
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b****6
Forum posts:65Member has been banned
I see no way out
18th Jul. 2019, at 05:22 pm CEST#2
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Hello Mark!
Bad history.
So in your case I would (which of course is not representative) put me back in the stone age.
Wlan router thrown against the wall, cell phone right after. Online banking canceled or TAN
burned. I gave my card to a person I trust, who either goes shopping with me, or gives me
50 euros per week. If you lose the money, you have nothing to buy with. You do that
maximum once
In a pinch, get a cell phone that can't do anything but make calls!
Transfers only at a terminal, preferably also with a trusted person, so that you do not draw
You no money pulls. It is best to set up a direct debit for everything as soon as possible.
Call those to whom the money was charged back and agree on an installment or later payment
Payment agree.
There would be a possibility for every problem. A "yes but" doesn't count now.
Go for it, better today than tomorrow!
P.S. I had already substantially more debts, most here also.
And we are still alive. It is possible, you just have to tackle it.
Hello Mark,
I am really sorry about your situation! In any case, it is very good that you have noticed the problem of your Gambling addiction and now want to do something about it
Have you ever asked yourself why the therapies didn't work? Maybe it wasn't the right concept, or the chemistry didn't fit, or or. Since you write that you want to distract yourself with betting, there may be another, deeper problem behind the addiction. Or maybe you just weren't ready to "give up" your addiction. When you realize what the problem with the therapy was, a new start with the therapy, without the previous disturbing factors, could possibly bring something
Otherwise, I would also advise you to first cancel all online banking, credit cards, etc., so that the possibility of a knee-jerk reaction is eliminated. Block yourself online on all sites on which you play with the reason gambling addiction, then you can not open the account again. Possibly there is also the possibility to block yourself in betting shops?
In any case, I wish you much strength for your way and hope that you successfully manage the way out of addiction 💪🏼
This post has been translated automatically
Anonym
Former Member
I see no way out
18th Jul. 2019, at 06:05 pm CEST#4
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Hello Mark,
i have something similar behind me and have practically gambled away my life. Nevertheless it goes on
with me. I am now already in the second year of private insolvency and with each month I approach the goal to get back on my feet financially.
So, there is always a way out if you want. That even your therapy has not helped I can honestly not quite understand. I mean there one has nevertheless led many discussions and actually nevertheless also again the contact with money again learned. So far I have not been to therapy and have freed myself from gambling
That I did not go to therapy has more private reasons and not that I do not want therapy. I can't leave my old mother alone for much longer.
I am now so something of stingy and save from my remaining money almost every possible cent. That with success and have me now again times something meaningful nice bought and make again short vacation. I had not done that for a long time because I have gambled away all the money.
So if you do not pay your rent, then you really have a serious problem. Talk to your landlord before you get the notice of the lease. Maybe the landlord can take the money from the security deposit. Maybe your parents or other relatives can help you, but this should really be the last time.
Let yourself be blocked immediately everywhere at all Online Casinos and do not let yourself be changed by any Bonuses or free spins.
The best is a close relative manages your finances, best the parents - and you get only a better pocket money. Your administrator ensures that the rent is paid and goes shopping with you.
Take up new hobbies to distract yourself. Do sports, go for walks, listen to music, read etc..etc. and if you want to gamble take the console X-Box or PS or PC but do not gamble for money anymore.
The best thing is to have friends to distract you from the games.
You should also talk to your bank. Maybe a Debt restructuring is still possible. The credit card interest rates are the most expensive there is.
Otherwise, there is also the possibility of private insolvency but that should be the very last step, because in an insolvency haste a negative entry and gets no more credit in life
do you take BTM (pep, coke, crystal, weed, alcohol, medication) while gambling?
if yes, leave it out and the urge to gamble will decrease noticeably.
if no, unfortunately I have no solution.
All the best to you
This post has been translated automatically
G****e
verified
Forum posts:2.080Member has been banned
I see no way out
18th Jul. 2019, at 07:12 pm CEST#7
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Have you talked to your sister about this? From the sound of it, that's your caregiver. She will help you. How do you pay? Get locked up everywhere, even in the betting shed in your town. You will be able to pay off the debts easily. Good luck and keep your head up 💪💪
Since I have already financed my first car worth 35,000 € ....
So what you have in debt is a joke !
You still have to work c.a. 40 years until retirement ....so get your ass up and do not whine here ....
reads one again and again here this whole mimimi...:/
Best also here completely log off ...
What is wrong with you only ?
That you do not pay rent etc...
This is the most important .... Rent, electricity, Insurance ....everything else you can negotiate and pay in installments ....
I see no way out .... ???
It sounds like you have 100.000 € debt .
If I were your sister I would tell you something else ....
You can lie to everyone, cheat everyone or pretend, but family is not possible
Not to be angry but often it helps to be down so right to appreciate times the 10 € bill again value !!!!
This post has been translated automatically
Anonym
Former Member
I see no way out
18th Jul. 2019, at 09:33 pm CEST#9
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Can only agree with sweep
I also have about 50k Debt despite 2800 net earnings. You have 21k debt and also earn over 2k. Boy what is wrong with you?
Get your ass up and here on rumzeulen.
Which brings nothing, if you again others help. You have to fall once on the snout. Be unable to pay. Sit down with all creditors. Then you will eventually understand that you should come back to the level of paying your bills
capriz wrote on 07/18/2019 21:33: Can only agree with sweep
Also have around 50k Debt despite earning 2800 net. You have 21k debt and also earn over 2k. Boy what is wrong with you?
Get your ass up and here on rumzeulen.
Which brings nothing, if you again others help. You have to fall once on the snout. Be unable to pay. Sit down with all creditors. Then you will eventually understand that you should come back to the level to pay your bills
Tell me, what do you all do for a living?! I have to make probably times nen cross entry into your industry 😂
I see no way out
Liked this post:
Useless4yu
I wrote here quite a while ago and unfortunately the situation is such that I have to write everything off my chest again. I would be happy if someone would take the time to read my hopefully not too long story through...
I am Mark, 27 and have been a betting addict since I was 18. I gamble away all my money every month and even more, and now have 17,000 in credit card debts and 3000 euros in overdraft debts on a total of 3 accounts.
This month I have all debits including rent back booked and everything gambled away, ca.3000 euros were that...
I earn with my real as well as my side job ca.2100 Euro net and what remains to me? The prospect that I can pay even with the next salaries at the end of July just the old debts and stand with the new bills on the hose.
I can't go on like this, I've tried everything, moved to a new city, started a new job, was able to collect all the debts through a loan that my sister took out for me and pay them off easily...but I didn't take advantage of these opportunities and I'm ashamed of it, especially in front of my sister.
I just can not anymore, hang totally on all the things I have lost through this shit, especially my ex-girlfriend..I can not close and try again and again to distract me with the betting..therapies I have done by the way, inpatient and also a SHG I have visited, nothing has worked..I have the feeling my situation is hopeless....
This post has been translated automatically
I see no way out
Nobody has liked this post so far
Bad history.
So in your case I would (which of course is not representative) put me back in the stone age.
Wlan router thrown against the wall, cell phone right after. Online banking canceled or TAN
burned. I gave my card to a person I trust, who either goes shopping with me, or gives me
50 euros per week. If you lose the money, you have nothing to buy with. You do that
maximum once
In a pinch, get a cell phone that can't do anything but make calls!
Transfers only at a terminal, preferably also with a trusted person, so that you do not draw
You no money pulls. It is best to set up a direct debit for everything as soon as possible.
Call those to whom the money was charged back and agree on an installment or later payment
Payment agree.
There would be a possibility for every problem. A "yes but" doesn't count now.
Go for it, better today than tomorrow!
P.S. I had already substantially more debts, most here also.
And we are still alive. It is possible, you just have to tackle it.
This post has been translated automatically
I see no way out
Nobody has liked this post so far
I am really sorry about your situation! In any case, it is very good that you have noticed the problem of your Gambling addiction and now want to do something about it
Have you ever asked yourself why the therapies didn't work? Maybe it wasn't the right concept, or the chemistry didn't fit, or or. Since you write that you want to distract yourself with betting, there may be another, deeper problem behind the addiction. Or maybe you just weren't ready to "give up" your addiction. When you realize what the problem with the therapy was, a new start with the therapy, without the previous disturbing factors, could possibly bring something
Otherwise, I would also advise you to first cancel all online banking, credit cards, etc., so that the possibility of a knee-jerk reaction is eliminated. Block yourself online on all sites on which you play with the reason gambling addiction, then you can not open the account again. Possibly there is also the possibility to block yourself in betting shops?
In any case, I wish you much strength for your way and hope that you successfully manage the way out of addiction 💪🏼
This post has been translated automatically
I see no way out
Nobody has liked this post so far
i have something similar behind me and have practically gambled away my life. Nevertheless it goes on
with me. I am now already in the second year of private insolvency and with each month I approach the goal to get back on my feet financially.
So, there is always a way out if you want. That even your therapy has not helped I can honestly not quite understand. I mean there one has nevertheless led many discussions and actually nevertheless also again the contact with money again learned. So far I have not been to therapy and have freed myself from gambling
That I did not go to therapy has more private reasons and not that I do not want therapy. I can't leave my old mother alone for much longer.
I am now so something of stingy and save from my remaining money almost every possible cent. That with success and have me now again times something meaningful nice bought and make again short vacation. I had not done that for a long time because I have gambled away all the money.
So if you do not pay your rent, then you really have a serious problem. Talk to your landlord before you get the notice of the lease. Maybe the landlord can take the money from the security deposit. Maybe your parents or other relatives can help you, but this should really be the last time.
Let yourself be blocked immediately everywhere at all Online Casinos and do not let yourself be changed by any Bonuses or free spins.
The best is a close relative manages your finances, best the parents - and you get only a better pocket money. Your administrator ensures that the rent is paid and goes shopping with you.
Take up new hobbies to distract yourself. Do sports, go for walks, listen to music, read etc..etc. and if you want to gamble take the console X-Box or PS or PC but do not gamble for money anymore.
The best thing is to have friends to distract you from the games.
You should also talk to your bank. Maybe a Debt restructuring is still possible. The credit card interest rates are the most expensive there is.
Otherwise, there is also the possibility of private insolvency but that should be the very last step, because in an insolvency haste a negative entry and gets no more credit in life
This post has been translated automatically
I see no way out
Nobody has liked this post so far
This post has been translated automatically
I see no way out
Nobody has liked this post so far
if yes, leave it out and the urge to gamble will decrease noticeably.
if no, unfortunately I have no solution.
All the best to you
This post has been translated automatically
I see no way out
Nobody has liked this post so far
This post has been translated automatically
I see no way out
Liked this post: Anonym, Anonym
Since I have already financed my first car worth 35,000 € ....
So what you have in debt is a joke !
You still have to work c.a. 40 years until retirement ....so get your ass up and do not whine here ....
reads one again and again here this whole mimimi...:/
Best also here completely log off ...
What is wrong with you only ?
That you do not pay rent etc...
This is the most important .... Rent, electricity, Insurance ....everything else you can negotiate and pay in installments ....
I see no way out .... ???
It sounds like you have 100.000 € debt .
If I were your sister I would tell you something else ....
You can lie to everyone, cheat everyone or pretend, but family is not possible
Not to be angry but often it helps to be down so right to appreciate times the 10 € bill again value !!!!
This post has been translated automatically
I see no way out
Nobody has liked this post so far
I also have about 50k Debt despite 2800 net earnings. You have 21k debt and also earn over 2k. Boy what is wrong with you?
Get your ass up and here on rumzeulen.
Which brings nothing, if you again others help. You have to fall once on the snout. Be unable to pay. Sit down with all creditors. Then you will eventually understand that you should come back to the level of paying your bills
This post has been translated automatically
I see no way out
Nobody has liked this post so far
Tell me, what do you all do for a living?! I have to make probably times nen cross entry into your industry 😂
This post has been translated automatically