Topic created on 27th Aug. 2019 | Page: 1 of 7 | Answers: 61 | Views: 23,080
M****x
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Forum posts:26Member has been banned
I can no longer, life at the end
27th Aug. 2019, at 12:40 am CEST#1
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i have already registered to talk about my biggest win at the time, now I'm here again because I just can not I'm sitting shivering in bed and just have to talk about the frustration from the soul.
I am 24 years old and my life is currently just for me almost at the end. I've been playing since I was 16 (since I was 20 I would call myself an addict). I've been playing online 90% of the time lately, because I'm not really interested in normal games anymore
Today I set a new sad record. My highest loss of my gaming career. I gambled away 5000€ today!!! Within three hours!!! (5€,7,50€,10€ per spin). I work really hard and earn just 1900€ a month of which 350€ a month goes for gas alone because of my job
I am absolutely highly indebted (with today's loss and interest just at the 40,000€ limit).
26.000€ of it as installment credit
7.000€ overdraft
3.000€ credit card
1.500€ with my parents
However, I can not go into a private insolvency, because I would lose my job directly (work in the financial industry) and on each job in my industry to which I apply a Schufa query is made. Currently my Schufa is clean, thank God.
However, I no longer know how I should stem everything I hardly what remains over after giving the fixed costs and installment payment.
That is one reason why I am doing so badly.
But the main reason is my ****** gambling addiction. I can't get away from it, 1000-2000€ in one high was quickly gone with me. It got really bad after I had the biggest win of my life (22.000€ online) and no I'm not proud of it!!!! 7.000€ anyway directly gambled away and the 15,000€ I have paid out were also gone within a month without I have treated myself to something nice. Since then I have absolutely lost reality and play almost only from 2.50 € / spin. I have already had therapy and attended a support group. I have never been free of gambling for longer than 2 months.
Today I cried for the first time in I think 6 years because I am just so desperate, I have suicidal thoughts all the time and would like to die. I'm shaking all over and have a very strange feeling in my stomach and body.
I also drink too much lately because I just want to forget, I don't want to be caught in the Gambling addiction anymore, I don't want to work 10 hours every day and still have to turn over every cent and I don't want to have to lie anymore.
My parents and my partner know more or less about my addiction, but I always hide the extent and my mom is already worried about it anyway and says she can't sleep at night because of it.
I really have a great family, but I don't want to and can't burden them with it
My parents will soon pay me a hypnosis therapy, I hope it helps me.
I am of course just again absolutely on the ground but unfortunately know that I quickly again to get out of the hole continue to play
I really can't do it anymore! Do you have any tips? Gambling addiction is the worst thing that could happen to me in my life
I actually think about my debts & gambling all day anyway but today it's so bad that I have to fight not to just get up and stand on the bridge... it would be so easy, my life is not worth more to me anyway. I just don't do it because of my girlfriend, family and friends.
1900€ is your salary of which 350€ go for fuel?
Is your salary gross or net? If it is net then try a comparison of your finances
You said you work in a financial sector? For an Insurance company? Or rather as an insurance salesman according to GewO 34?
Then you should be familiar with the various methods, but what must be clear to you!
40.000€ debts in the young years is NO end of the world. By consequentez save (let's say 500€) or by a Future-darlehnen you could balance your present debts by a credit. Due to the low interest rates, your 1900€ and the good Schufa it should work out. Since you work in a financial industry, you should be able to create the most optimal conditions for you.
Let's say you have a monthly repayment of 500€ then you would have paid off everything after 80 months, so after "only" 6 and a half years.
At the beginning of 30 you would be Debt-free, let it be a lesson to you and don't get any stupid ideas.
Let the gambling be onlymal!!!!!! for a few years and get your life back on the row.
You don't have such bad cards!
many greetings and I hope you pull it through
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M****x
Topic Creator
Forum posts:26Member has been banned
I can no longer, life at the end
27th Aug. 2019, at 01:15 am CEST#3
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Thank you for your answer
Exactly I work as an Insurance salesman, but I am not long out of my training.
1900€ refers to my net salary
A new loan I think I do not get, since I have applied only 2 months ago my current (to reschedule...) and my Schufa score is currently only at 86%. Unfortunately, then in the last 2 months 10,000 € gambled away and now back where I stood before only with a higher credit
But it is such a long way that now seems almost impossible and when I think where I would stand without my addiction (alone 25,000 € from my grandma with 18 get what is all gone) I could just cry and become depressed
I will definitely (hopefully!) no longer play at all
you haven't reached the end yet. you have your family and your girlfriend.
i'm afraid you're one of those players who first have to eat dirt before the bell rings.
as long as mom still holds her protective hand over you, you'll never get it.
i think you will get along with these clear words. all the best to you...
M11ax wrote on 08/27/2019 at 01:15: Thanks already for your answer
Exactly I work as an Insurance salesman, but I am not long out of my training.
1900€ refer to my net salary
A renewed credit I think I do not get, since I have applied only 2 months ago my current (to reschedule...) and my Schufa score is currently only at 86%. Unfortunately, then in the last 2 months 10,000 € gambled away and now back where I stood before only with a higher credit
But it is such a long way that now seems almost impossible and when I think where I would stand without my addiction (alone 25,000 € from my grandma with 18 get what is all gone) I could just cry and become depressed
I will definitely (hopefully!) no longer play at all.
First of all block everywhere you can, then reduce your expenses as much as possible and make a cost plan. What you need now is structure and discipline, at first it is unfamiliar and exhausting. After a few weeks, however, you'll feel much better because you'll have digested it a bit better emotionally. Overall, however, a not satisfactory feeling remains until you have come closer to the goal.
Then focus as much as possible on the cost centers that take up the most interest. Mostly it is the credit card or the overdraft, so try to focus on one of them and pay it off. Depending on what you have for costs besides fuel (eg rent, electricity, ...) the whole money very well divide. Minus all costs + 400 € for you (food, leisure, clothing) should all be used for Debt repayment.
In addition, you can try to earn additional money, for example, at a flea market, through expense allowances as a worker (honorary work gives in many cases 8 € the hour and they are completely tax-free up to an allowance and without social security contributions) or even if morally questionable by blood and plasma donations (but inform, not every carrier pays money).
Online banking, etc. I would block for a time and give up cards for a while. It's a hard road, but you'll be out of it in a few years. Don't give up, I can absolutely relate to how it feels. I've had very bad days and you think it's tearing you apart. And yet in the end you just keep on living.
This does not sound good, but instead of such a pseude method with a hypnosis, i would contact a specialist if i were you. tell your family that you need help, so they can support you with this.
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M****x
Topic Creator
Forum posts:26Member has been banned
I can no longer, life at the end
27th Aug. 2019, at 10:46 am CEST#9
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Thank you for your answers. Today I feel a little better, only the loss is hard for me to cope with. 5.000€ ... 2 1/2 months working for free, a big vacation for my girlfriend and me or many other things...
I hope that this was now my absolute low and my brain finally schnallt that it does not go on like this.
I will try it with hypnosis, because I expect success, I have nothing to lose anyway
The next few years will be damn hard but there I have to go through
I'm happy to report on the hypnosis... but it will only take place in 2-3 months.
i am not in your situation, but I can give you a decisive tip.
- make a cut -
You can't pay off your mountain of Debt by continuing to play. DOT
Everything you gamble from today on will only make things worse.
Got it? Ok, sit down, grab a coffee and lay out your complete financial situation for you and plan conscientiously, strategically for you an effective method how you can best (also related to your quality of life) get the thing out of the world.
We are all human, make mistakes and lie to ourselves.
Tell your closest ones and they will help you, if you get down because of other things, remember the cut you made today.
It's about you and only you can change that.
It will be alright if you stick to it, life is much more than gambling and having a lot of money.
I wish you all the best and I hope I could help you.
I can no longer, life at the end
Nobody has liked this post so far
i have already registered to talk about my biggest win at the time, now I'm here again because I just can not I'm sitting shivering in bed and just have to talk about the frustration from the soul.
I am 24 years old and my life is currently just for me almost at the end. I've been playing since I was 16 (since I was 20 I would call myself an addict). I've been playing online 90% of the time lately, because I'm not really interested in normal games anymore
Today I set a new sad record. My highest loss of my gaming career. I gambled away 5000€ today!!! Within three hours!!! (5€,7,50€,10€ per spin). I work really hard and earn just 1900€ a month of which 350€ a month goes for gas alone because of my job
I am absolutely highly indebted (with today's loss and interest just at the 40,000€ limit).
26.000€ of it as installment credit
7.000€ overdraft
3.000€ credit card
1.500€ with my parents
However, I can not go into a private insolvency, because I would lose my job directly (work in the financial industry) and on each job in my industry to which I apply a Schufa query is made. Currently my Schufa is clean, thank God.
However, I no longer know how I should stem everything I hardly what remains over after giving the fixed costs and installment payment.
That is one reason why I am doing so badly.
But the main reason is my ****** gambling addiction. I can't get away from it, 1000-2000€ in one high was quickly gone with me. It got really bad after I had the biggest win of my life (22.000€ online) and no I'm not proud of it!!!! 7.000€ anyway directly gambled away and the 15,000€ I have paid out were also gone within a month without I have treated myself to something nice. Since then I have absolutely lost reality and play almost only from 2.50 € / spin. I have already had therapy and attended a support group. I have never been free of gambling for longer than 2 months.
Today I cried for the first time in I think 6 years because I am just so desperate, I have suicidal thoughts all the time and would like to die. I'm shaking all over and have a very strange feeling in my stomach and body.
I also drink too much lately because I just want to forget, I don't want to be caught in the Gambling addiction anymore, I don't want to work 10 hours every day and still have to turn over every cent and I don't want to have to lie anymore.
My parents and my partner know more or less about my addiction, but I always hide the extent and my mom is already worried about it anyway and says she can't sleep at night because of it.
I really have a great family, but I don't want to and can't burden them with it
My parents will soon pay me a hypnosis therapy, I hope it helps me.
I am of course just again absolutely on the ground but unfortunately know that I quickly again to get out of the hole continue to play
I really can't do it anymore! Do you have any tips? Gambling addiction is the worst thing that could happen to me in my life
I actually think about my debts & gambling all day anyway but today it's so bad that I have to fight not to just get up and stand on the bridge... it would be so easy, my life is not worth more to me anyway. I just don't do it because of my girlfriend, family and friends.
Thanks for reading and any advice
This post has been translated automatically
I can no longer, life at the end
Nobody has liked this post so far
Is your salary gross or net? If it is net then try a comparison of your finances
You said you work in a financial sector? For an Insurance company? Or rather as an insurance salesman according to GewO 34?
Then you should be familiar with the various methods, but what must be clear to you!
40.000€ debts in the young years is NO end of the world. By consequentez save (let's say 500€) or by a Future-darlehnen you could balance your present debts by a credit. Due to the low interest rates, your 1900€ and the good Schufa it should work out. Since you work in a financial industry, you should be able to create the most optimal conditions for you.
Let's say you have a monthly repayment of 500€ then you would have paid off everything after 80 months, so after "only" 6 and a half years.
At the beginning of 30 you would be Debt-free, let it be a lesson to you and don't get any stupid ideas.
Let the gambling be onlymal!!!!!! for a few years and get your life back on the row.
You don't have such bad cards!
many greetings and I hope you pull it through
This post has been translated automatically
I can no longer, life at the end
Nobody has liked this post so far
Exactly I work as an Insurance salesman, but I am not long out of my training.
1900€ refers to my net salary
A new loan I think I do not get, since I have applied only 2 months ago my current (to reschedule...) and my Schufa score is currently only at 86%. Unfortunately, then in the last 2 months 10,000 € gambled away and now back where I stood before only with a higher credit
But it is such a long way that now seems almost impossible and when I think where I would stand without my addiction (alone 25,000 € from my grandma with 18 get what is all gone) I could just cry and become depressed
I will definitely (hopefully!) no longer play at all
This post has been translated automatically
I can no longer, life at the end
Nobody has liked this post so far
i'm afraid you're one of those players who first have to eat dirt before the bell rings.
as long as mom still holds her protective hand over you, you'll never get it.
i think you will get along with these clear words. all the best to you...
This post has been translated automatically
I can no longer, life at the end
Nobody has liked this post so far
This post has been translated automatically
I can no longer, life at the end
Nobody has liked this post so far
First of all block everywhere you can, then reduce your expenses as much as possible and make a cost plan. What you need now is structure and discipline, at first it is unfamiliar and exhausting. After a few weeks, however, you'll feel much better because you'll have digested it a bit better emotionally. Overall, however, a not satisfactory feeling remains until you have come closer to the goal.
Then focus as much as possible on the cost centers that take up the most interest. Mostly it is the credit card or the overdraft, so try to focus on one of them and pay it off. Depending on what you have for costs besides fuel (eg rent, electricity, ...) the whole money very well divide. Minus all costs + 400 € for you (food, leisure, clothing) should all be used for Debt repayment.
In addition, you can try to earn additional money, for example, at a flea market, through expense allowances as a worker (honorary work gives in many cases 8 € the hour and they are completely tax-free up to an allowance and without social security contributions) or even if morally questionable by blood and plasma donations (but inform, not every carrier pays money).
Online banking, etc. I would block for a time and give up cards for a while. It's a hard road, but you'll be out of it in a few years. Don't give up, I can absolutely relate to how it feels. I've had very bad days and you think it's tearing you apart. And yet in the end you just keep on living.
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I can no longer, life at the end
Nobody has liked this post so far
https://www.anonyme-spieler.org/
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I can no longer, life at the end
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I can no longer, life at the end
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I hope that this was now my absolute low and my brain finally schnallt that it does not go on like this.
I will try it with hypnosis, because I expect success, I have nothing to lose anyway
The next few years will be damn hard but there I have to go through
I'm happy to report on the hypnosis... but it will only take place in 2-3 months.
Greetings
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I can no longer, life at the end
Liked this post:
zuzox
i am not in your situation, but I can give you a decisive tip.
- make a cut -
You can't pay off your mountain of Debt by continuing to play. DOT
Everything you gamble from today on will only make things worse.
Got it? Ok, sit down, grab a coffee and lay out your complete financial situation for you and plan conscientiously, strategically for you an effective method how you can best (also related to your quality of life) get the thing out of the world.
We are all human, make mistakes and lie to ourselves.
Tell your closest ones and they will help you, if you get down because of other things, remember the cut you made today.
It's about you and only you can change that.
It will be alright if you stick to it, life is much more than gambling and having a lot of money.
I wish you all the best and I hope I could help you.
KEEP YOUR HEAD UP ❤️
This post has been translated automatically