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Other topics related to... : No credit rating / creditworthiness because of gambling?! (Page 2)

Topic created on 26th Jan. 2018 | Page: 2 of 2 | Answers: 16 | Views: 28,786
RiverSong
Legend

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 08:04 pm CET#11
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Saarlat wrote on 01/29/2018 at 18:59

I had made an appointment and wanted a personal loan in the amount of 40,000€
The consultant had the sales of the last few months in front of him, was already informed and also knew my fixed costs. After about an hour, everything was clarified and the application was approved. One day later, I then received a call that it would not be possible so easily. I would have to bring invoices as proof. That was too stupid for me, so I declined.

I can not understand it in any way:(

well if you wanted to buy from the credit anyway car etc think the same would have happened to you with some Lotto debits. they just want to play it safe.

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Anonym

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 08:23 pm CET#12
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I have already written something about this but since you are actually asking something about this again I would like to repeat myself

There is no point in raising this issue here. The contact person is your bank. They are the ones who would give you the money or not
You can ask your bank again why they explicitly need an invoice for a personal loan. Possibly a mix-up or a mistake?

But to ask here in the forum explicitly for instructions what you should do now does not bring you anything. You can't go to bank xy and say: But someone at Gamblejoe said that...... ...

Just ask your bank why they want you to do this. Of course you can also ask at another bank for a loan (you should actually do anyway, because you want to compare the conditions??? )

That should not sound harsh. My only honest and good

LG

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Anonym

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 08:29 pm CET#13
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Well, I wouldn't exactly bring the word "gamble" into the conversation with the banker- but there's nothing wrong with "Joe".😶

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Saarlat
Rookie

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 08:54 pm CET#14
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Thanks again for the answers!

@Hammerdammer you are of course absolutely right. I personally googled around for a long time and found 2 forum entries on this topic.
I just wanted to clarify again that there can be problems with the bank despite sufficient financial resources.
Maybe it helps one or the other.

So dear gambler community...
I can only advise you to make a break 3 months before or to disguise the deposits by means of Paysafecards or similar.
Caution is better than indulgence.

Thank you very much for your support. If I have found a solution, I will let you know.

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Anonym

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 09:16 pm CET#15
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vivera365 wrote on 01/29/2018 at 8:29 pm: Well, I wouldn't exactly bring the word "gamble" into the conversation with the banker- but there's nothing wrong with "Joe".😶

You're right my mistake :'(

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Anonym

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 09:17 pm CET#16
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Saarlat wrote on 01/29/2018 at 8:54 pm: Thanks again for the replies!

@Hammerdammer you are of course absolutely right. I personally googled around for a long time and found 2 forum posts on this topic.
I just wanted to clarify again that there can be problems with the bank despite sufficient financial resources.
Maybe it helps one or the other.

So dear gambler community...
I can only advise you to make a break 3 months before or to disguise the deposits by means of Paysafecards or similar.
Caution is better than indulgence.

Thank you very much for your support. If I have found a solution, I will let you know.

Ahh all right. I misinterpreted it then. Sorry for that

Yes would love to hear how it turned out. Keep your fingers crossed

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s****e

No credit rating / creditworthiness because of gambling?!

29th Jan. 2018, at 10:55 pm CET#17
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Okay, I stand by my statement in part.
Your house bank is the worst choice.
I speak from my own experience. This can "search" namely quite deep, because all
Account movements are stored there.
In addition, with your relatively high income, the question arises as to what happens to your money
what happened to your money. Otherwise you must have saved at least a part
of it saved. With me the bank had also asked, since I earn relatively well,
where my money goes, because my expenses were very limited.
They can't be fooled.

I would wait in your place 3 months, so that the account statements are clean, and then online at check24 or
Smava inquire. There I got a loan for 1.9%.
Unlimited employment contract, 3 x salary statements and 3 months of bank statements.
Postident, and then that was it
Online, there were hardly any inquiries. The pull their parameters through, and match that wass
as a rule.

As a gambler, you are worse off with the house bank. They usually see where
the money seeps.

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