Gambling addiction in general: Am I seriously the only one who got so sick because of the crappy casino ? (Page 2)

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Esmerim1 wrote on 28.11.2021 at 19:28
Where did I write that I would buy expensive things ?

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Ichbins2018 wrote on 11/29/2021 at 10:54 am: For a personal insolvency shortened to 3 years would have to pay both the costs of the proceedings and 35 percent of the claim amount.

Just a recommendation from my side, in no case get involved or commit yourself to 3 years, but go through the insolvency as a whole.

Purely arithmetically (small explanation in addition) the shortening would cost you so around the 600€ ...700€ monthly, thus in three years approximately 23000€ ...24000€.
However, in order to become game-free you should avoid any additional burdens, even more so take out unnecessary pressure regarding Debt settlement - and thus avoid that you enter into "NEW OBLIGATIONS"!

In other words, you will have enough to do to become game-free (which is mostly a years-long process) - and as said, avoid any financial obligations, except necessary ones.
Eventually, or as experience has shown, this will make it a little easier for you to get out

All the best to you.

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thospe wrote on 11/29/2021 at 23:54
This is out of date. Since 01.01.21 the insolvency proceedings are limited to 3 years without a certain amount having to be repaid. From there I would very well recommend the PI to the TE.

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Esmerim1 wrote on 28/11/2021 at 01:53: Hey guys!!!
Would love to tell you my story, sometimes you just want to get it off your chest, especially with people who understand you. Ahja to the people who come with such comments like "it's your own fault if you can't control yourself then don't play" we already know that!!! This is not about controlled gambling but about a gambling addiction. Ok then to me, I am 30 years old (female) started gambling when I was 24. Quite normal as with everyone else also, first in Spielotheken, on 10 cents maybe in a day 20 euros gambled, after a time were from the 20 euros, 200 euros. At some point the whole salary. After I was again and again in the minus, I took up each time a credit of approx. 5000 euro. At some point my debts were 17,000 euros and a lot of problems with my sister, actually she wants to help me but in the situation you just do not understand and you think you are not addicted. well after all the back and forth we have managed to lock me everywhere, which also went well for a while. Then I found out why I don't play online? Ok guys here it comes, I was so lucky, I won first 5000 euros could not believe it!!! then 2000 euros, again 5000 euros, 7000 euros and now it comes then 17,000 euros. that was exactly my Debt what I had at the bank. What have I done ? Everything gambled away. And of course still credits taken up because I must get everything out again. Then I started to be in a bad mood because my debts to the bank were already over 40,000 euros. Then I had made a therapy and was a year free of play. This year in March, as fate would have it, I suddenly got so many bills which has overwhelmed me badly, of course my first thought was I should try again to play, maybe I'm lucky again like then and can pay my bills (gambler logic). That was my biggest mistake, I was again so fast inside and had taken up again credits and where do I stand now people? I have debts over 60,000 euros, my health is in the arsch, was 5 weeks inpatient because of the psyche, could not even sit with my family at the table because of anxiety, I could not get out. People please take care of yourselves, if other people tell you something like that then take it seriously! I would never have thought that it would come so far. Ahja to my person, I have actually been a very thrifty person, which had so much fun in life, always on the road with friends, have even saved at that time my education itself (which was a lot of money) and am actually an attractive woman. I always knew that gambling is bad, my father is also addicted to gambling (my parents are separated), why I made the same mistake I don't know. You know people, money comes and goes but the health, that I can do NOTHING more because I have constant panic and fear that makes me most of all ready! I still have my job, thank God, and the most important thing is to admit to myself that I am addicted to gambling
I have already filed for bankruptcy, I hope that will be my salvation so that I can live healthy again 🙏🏻 Take care of yourself!!!!

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Esmerim1 wrote on 01/12/2021 at 19:01
So should I forget about the 3 years or what? That makes me even more depri now ☹️

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