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Online Casinos in general: Dispo cancelled after deposit on Muchbetter (Page 3)

Topic created on 14th Sep. 2019 | Page: 3 of 6 | Answers: 58 | Views: 21,410
Blubbo33
Elite

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 09:32 am CEST#21
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You don't destroy your credit rating just because you use the o2 account like I do. And right, I only pay with paysafe, so where is the problem?
My Schufa is top despite 2 credit cards, house bank account and o2 account

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Cole666
Top Member

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 09:44 am CEST#22
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I also have an account just for gambling. I don't see any problems. Many friends who are married also have their own

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Begbie
Elite

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:07 am CEST#23
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but you already know that banks are networked with each other?
especially when it comes to larger loans or determining creditworthiness.
this will not happen in words, but probably through codes that classify a person.
even if your bank account is not used for gambling and you take an account at another bank, it is not automatically excluded that your bank does not know about your activities.

as i've mentioned here several times, most banks tolerate these transactions. the banks are up to their necks in water due to the negative interest rate policy . every straw that yields a win is taken

cases where the bank makes a fuss are cases where individual employees think they have to raise the moral finger or when it comes to really awesome sums. but the average gambler who shifts a few hundred dollars back and forth is usually not interested.

one could get the impression that the cases where the bank makes stress are increasing. but only because those who are affected by it, make it public. of the huge rest, where there is no stress, of course you read nothing...

and to the thread creator, no offense, but if you permanently overstretch your dispo up to 2500 (!!), you shouldn't be surprised about a termination. even if your maximum limit is 3800. a dispo is by definition meant for short-term bridging and not for permanently using it. if at all, your MuchBetter payments will only have been the last drop that made the barrel overflow. but by no means the sole cause.

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Anonym

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:15 am CEST#24
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No offense, but the bank earns money from the fact that I am in the red. Moreover, they have granted me an overdraft facility that I can also use. Whether I use my overdraft facility permanently or not is totally irrelevant. The bank should be happy that someone uses the overdraft facility and that they profit from it in the long run.

And I don't know what you are implying that my MuchBetter deposits have been the straw that broke the camel's back. I have paid my bills on time so far, no direct debit recalls or anything. I earn just under 3000€ a month.
Moreover, I am not the only customer in recent times who gets problems because of online casinos. In my case, the bank has been "accommodating" compared to the others, in that it has not directly terminated my current account as is the case with others. But the decision to cancel my overdraft shows that gambling on the Internet apparently can not happen as carefree as many try to preach.

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Begbie
Elite

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:21 am CEST#25
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of course, the bank earns money from the overdraft interest, but the long-term use of a dispos is not desirable.
ask your bank. they will confirm this for you.

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Anonym

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:24 am CEST#26
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Begbie wrote on 09/15/2019 at 10:21 am: clearly the bank earns from the overdraft interest, nevertheless the permanent use of a dispos is not desired.
ask your bank. they will confirm this.


Nevertheless, your argument does not make sense. The cancellation did not come because of the use of the overdraft, but for the reason that I deposited with MuchBetter

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Timo0510
Top Member

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:24 am CEST#27
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Right so what Begbie says there.The use of a Dispos is a financial injection for the customer, so that he does not have to take out a loan.If you go gambling with it every month and use it again and again, you have your FInanzen not under control.Consequently, you are classified as a Risk customer.Completely regardless of what you do with the money

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Anonym

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:28 am CEST#28
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Timo0510 wrote on 15.09.2019 at 10:24 am: So true what Begbie says there.The use of a Dispos is a financial injection for the customer, so he does not have to take out a loan.If you go gambling with it every month and use it again and again, you have your FInanzen not under control.Consequently, you are classified as a Risk customer.Completely regardless of what you do with the money

I have a Dispo where the upper limit is 3800 and I earn just under 3k and my Dispo is currently at -2500.
Also your argument that I do not have my finances under control makes no sense, because I only take a service, even pay extra costs, and as a thank you my Dispo is canceled despite high income xD

I have always used my Dispo.Since almost 12 years I do so. NEVER were there problems

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Timo0510
Top Member

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:31 am CEST#29
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You have not understood it.Just because you earn well you are not entitled to use every month Dispo.Kredite / Dispo etc are given after a Risk assessment of the customer.If the bank thinks you do not have your finances under control,they cancel / reduce your Dispo.

This is exactly the case here

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Begbie
Elite

Dispo cancelled after deposit on Muchbetter

15th Sep. 2019, at 10:32 am CEST#30
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there have never been negative interest rates. do you think mr. comdirekt has the money for your overdraft in the drawer? no, the banks have to get the money themselves and are currently paying for it and react more sensitively to long-term use than before.

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