Privacy settings

We use a number of cookies on our website. Some are essential, while others help us improve our portal for you.

Privacy settings

Here is an overview of all the cookies we use. You can choose to accept whole categories or view more information and select only certain cookies.

Essential (6)

Essential cookies enable basic functions and are necessary for the website to function properly.

Statistics (3)

Statistics cookies collect information anonymously. This information helps us to understand how our visitors use our website.
If the statistics cookies are subsequently deselected, they will remain on the computer until the expiry date. However, they are neither updated nor evaluated.

Deposit and withdrawal methods: Postbank Hammer!! (Page 4)

Topic created on 30th Jan. 2019 | Page: 4 of 6 | Answers: 52 | Views: 23,333
Spectral
Experienced

Postbank Hammer!!

6th Mar. 2020, at 11:37 am CET#31
0 Likes

Nobody has liked this post so far
lorenzo wrote on 06/03/2020 at 10:22 am: All banks will crack down sooner or later. And if money is returned 3x
i would have left the fingers of it already after the first time. It's logical,
that the bank at some point will take action if you do not want to understand it.

And also splitting amounts as a final solution is total nonsense.
Do you really think the banks are so stupid and don't realize what's happening?
They will also know the typical senders a la Ayden, Casinoname, etc.
So far, they have resisted because they have, for example, when depositing with credit cards
partly fees demanded. But now politics and chargebackers are getting in the way.

So you not only have to win, you also have to comply with all the terms and conditions, the verification
the Verification, possibly the proof of assets, payout delays and finally
still tremble, whether the bank does not zickt.

And if I have a 2nd account, I have to transfer money there first.
The bank will also note this internally, and also know why you have a second account
have. I always find it so cool, wnen the people here think, the banks decks light
to be able to lead. They already know about it before you have thought about it once
have thought about it. Don't always think everyone else is stupid, only I'm so smart......

A second account can also be a savings account or something else

With my secondary account I can also buy cryptocurrency and supports Google Pay, which my main bank doesn't, so anything goes

And also has a much better exchange rate than my main bank

And the bank also has nothing to do with what I need my secondary account for so I find the statement kind of nonsensical

This post has been translated automatically

l****o

Postbank Hammer!!

6th Mar. 2020, at 12:26 pm CET#32
0 Likes

Nobody has liked this post so far
As I said, people are so smart, and banks are so stupid. You could also speculate with the main account. As a rule, banks offer everything.

With a second account, they already know that there are some other things going on, which they should not get.

In addition, you usually get a Schufaeintrag, which all can see.
If not, it will be expensive at the second bank.

So your statement is kind of nonsensical. If you really believe that you are "safe" with any bank, and no one notices anything, then just keep thinking like that.
The examples you give, who does that? 5 out of 100?

@Begbie

You can bet on it 😅

This post has been translated automatically

Spectral
Experienced

Postbank Hammer!!

6th Mar. 2020, at 12:45 pm CET#33
1 Like

Liked this post: Anonym
lorenzo wrote on 03/06/2020 at 12:26 pm: As I said, people are so smart, and banks are so stupid. You could speculate with the main account. Usually the banks offer everything.

With a secondary account, they already know that there are some other things going on, which they are not supposed to get.

In addition, you usually get a Schufaeintrag, which all can see.
If not, it will be expensive at the second bank.

So your statement is kind of nonsensical. If you really believe that you are "safe" with any bank, and no one notices anything, then just keep thinking like that.
The examples you give, who does that? 5 out of 100?

@Begbie

You betcha 😅

Well, I pay nothing at all and Schufa query is also not asked You just have to inquire

And Google Pay is used by almost everyone I know. In addition, the exchange rate is advantageous if you are on the road a lot. Somehow you really make everything negative.

This post has been translated automatically

gamble1
Legend

Postbank Hammer!!

6th Mar. 2020, at 02:57 pm CET#34
0 Likes

Nobody has liked this post so far
lorenzo wrote on 03/06/2020 at 12:26 pm: As I said, people are so smart, and banks are so stupid. You could speculate with the main account. Usually the banks offer everything.

With a secondary account, they already know that there are some other things going on, which they are not supposed to get.

In addition, you usually get a Schufaeintrag, which all can see.
If not, it will be expensive at the second bank.

So your statement is kind of nonsensical. If you really believe that you are "safe" with any bank, and no one notices anything, then just keep thinking like that.
The examples you give, who does that? 5 out of 100?

@Begbie

You betcha 😅

I have 3 - 4 accounts at different banks and not a single one has given me a Schufa entry because of the accounts

If they are permanently in the - then you get an entry but not if you have your amounts transacted through it

This post has been translated automatically

Lucifer88neu
Rookie

Postbank Hammer!!

6th Mar. 2020, at 04:08 pm CET#35
0 Likes

Nobody has liked this post so far
gamble1 wrote on 06.03.2020 at 14:57
I have 3 - 4 accounts at different banks and not a single one has given me a Schufa entry because of the accounts

If they are permanently in the - then you get an entry but not if you have your amounts transacted through it

Every account opening is reported to Schufa. However, this is only a neutral entry and not negative

Multiple accounts can only lower the schufa-score. Just like the presence of many credit cards

Conclusion of contracts, installment payments, loans, accounts, etc., these are all Schufa entries

Only with negative entries (installment default and non-payment even after reminder with announcement of the schufa entry) it becomes the doom

Lg

This post has been translated automatically

l****o

Postbank Hammer!!

6th Mar. 2020, at 06:08 pm CET#36
0 Likes

Nobody has liked this post so far
Lucifer88new wrote on 06/03/2020 at 16:08

Having multiple accounts can only lower your schufa score. Just like having many credit cards

But you see that sportive. You do realize that a "mere" lowering of the creditworthiness by Schufa entries
can make or break a loan, and the interest rate

I have online access, am a very good earner, no negative entries.
Through comparisons at online portals, overdraft, credit cards, my credit score has dropped to
to 78%. So in fact credit unworthy. As I said, I have no negative entries
It took over 2 years until I had over 90% again

For the Schufa, for example, an overdraft of 10,000 € is equivalent to a loan of 10,000 €, since you could use it at any time
you could use it at any time. No speculation, look at yours, or talk to an employee.

Through my online access, I can see at any time, how quickly by inquiries, or account changes the credit rating
sinks. You can't help but be amazed!

Even casinos that have put an age query there, I have in it. Do you think that banks that want to give you
want to give you a loan, that like to see? I was totally amazed, because I never got an info, that
that they have asked for it. But everybody can see it. And the casino is nicely written on it!

Such statements do not necessarily help the people here security vorzugaukeln a la that does not matter, is
Schufaneutral etc. That is simply not true. Invest a few euros, and look at it yourself!

This post has been translated automatically

wettibernd
Expert

Postbank Hammer!!

6th Mar. 2020, at 07:19 pm CET#37
1 Like

Liked this post: Avatar von Spectral Spectral
Schufaneutral means in German that it has no effect on the score. Normally, a credit neutral entry is also deleted after 3 months.

This post has been translated automatically

l****o

Postbank Hammer!!

6th Mar. 2020, at 07:31 pm CET#38
0 Likes

Nobody has liked this post so far

wettibernd wrote on 06.03.2020 at 19:19: Schufaneutral means in German that it has no effect on the score. Normally a schufaneutral entry is also deleted after 3 months.

To my knowledge there is no deletion period that ends after 3 months. Please read the corresponding passage here

here.

Almost everything remains stored for at least 1 year, but mostly for 3 years. From 3 months I have
nothing at all. But it doesn't matter.
At the latest, if someone wants a loan, or needs something from the bank, he will see
he will see whether his Schufa is ok despite everything or not

By the way, the query from a casino was in there for exactly 1 year. And it was only about the age query!

This post has been translated automatically

wettibernd
Expert

Postbank Hammer!!

6th Mar. 2020, at 07:47 pm CET#39
0 Likes

Nobody has liked this post so far
There is no deletion period for neutral entries, as these, unlike negative entries, have no effect on the score and thus the creditworthiness. Normally, these neutral entries are deleted after 3 months, but there is no legal entitlement to this.

This post has been translated automatically

l****o

Postbank Hammer!!

6th Mar. 2020, at 08:34 pm CET#40
0 Likes

Nobody has liked this post so far
This is simply wrong. A request from a casino, for example, to verify age or address is absolutely neutral,
but it worsens my score. Entries in the Schufa have an impact. Maybe not individually, but several
even neutral entries have effects. Bank changes, age inquiries, even the area of residence has an impact on the score, even though the
Effects on the score, although probably absolutely neutral. If you live in a street where defaults are more frequent
Defaults, it will lower your score, even if you have always paid and can not do anything for the others
can. Nevertheless, you are still included.

What the bank considers neutral or not is hidden from you anyway. What sense would it make then,
neutral entries at all? I had a long and detailed talk with someone from Schufa.
My best buddy is the boss of a savings bank

If you really think that everything is as you are told, that the banks don't know anything, or that banks don't include neutral entries in the evaluation, then I'm sure you're right
Entries into the evaluation, he is a bit naive.
But just believe what you want!

This post has been translated automatically

Hot Topics12th May. 2024 at 08:58 am CEST

Jackpots
0
Miscellaneous
0
Miscellaneous
0
GambleJoe is aimed exclusively at user whose allowed to play legally with his current location in online casinos and does not violate the current law.
It is the responsibility of the user to inform himself about the current legal situation. Gambling is prohibited for children and adolescents under the age of 18.
GambleJoe is a registered trademark with the EUIPO of GJ International Ltd.
© 2012-2024 GambleJoe.com
✕

Forgotten your password?

Create a new password here

  • 1. Fill in the 3 fields carefully and click on the green button
  • 2. Check your email inbox for a message from GambleJoe
  • 3. Click on the confirmation link in the email and your new password will be active immediately