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Off topic & small talk: House bank change account movements

Topic created on 10th Mar. 2021 | Page: 1 of 1 | Answers: 6 | Views: 2,126
Anonymus
Rookie
Hello all
First of all - my account is always in
Plus, no matter how much I gambled or not, I always did it with money that was available to me. Thank God
Nevertheless, I would like to aim for a house bank change, since I plan to buy a property in the near future
Since it came in the last months desöfteren to transfers to online sports betting, I do not want that they could put me later times in the way of credit
My question: are all account movements taken with a house bank change or are only the regular standing orders taken over? Cell phone, rent, fitness, electricity etc.
Has anyone ever had any experience with this ?
Thanks in advance, I wish you all the best !
Anony.

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zocker0815
Top Member
asking something important like this in a forum is also not wise right now because everyone will probably tell you something different


i scold you:

you are at your bank and want to go to another bank... but now come on you go to a 3rd bank and just ask for the information there ... soo


now you just go to another bank and ask there just for the information so the questions you have just ask how it works you can call the reason you want to go to those, which is actually not true because you go to another bank / want to

the one bank serves you only as a source of information and you make them believe that you want to go to them, but since you do not do that anyway, you can talk about it quite openly

so that's what I would do, then you can just get the information you need from another bank

so I would do that and not ask in a forum where everyone writes what naderes anyway

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upola
Legend
I would first ask at my local bank,if they give you problems you can always go somewhere else.

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gamble1
Legend
upola wrote on 10/03/2021 at 11:21 am: I would first ask at my local bank,if they give you problems you can always go somewhere else.

Even more, you can get loans for anything you want without being at the bank

The basic information such as income is the same everywhere or usually the bank only wants the statements of the other bank and then it is good if there is regular money on it and no chargebacks are to be seen

then you get there an account only for the loan but are still with the other bank

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Anonymus
Rookie
gamble1 wrote on 10/03/2021 at 11:39 am
Even more, you can also get loans for anything you want without being at the bank

The basic info like income is the same everywhere or mostly the bank just wants the statements of the other bank and then it's good if there is regular money on it and no chargebacks are to see

then you get there an account only for the loan but are still with the other bank

You say it, mostly the bank wants only the statements from the other bank ...
and if in these statements often sportwettenanbieter occur it is also not exactly the yellow of the egg I suppose
But do other banks want because complete account statements, or only the last income, annual salary, equity, etc.? What is the other bank interested in what I have spent my money on?

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Falko
Icon
Anonymus wrote on 10/03/2021 at 12:54 PM
You said it, usually the bank only wants the statements from the other bank ...
and if in these statements often sportwettenanbieter occur it is also not exactly the yellow of the egg I suppose
But do other banks want because complete account statements, or only the last income, annual salary, equity, etc.? What is the other bank interested in what I have spent my money on?

Enter Google > lawyer for banking law. There you can then ask the same question and get with certainty here also exactly a suitable answer to it.

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gamble1
Legend
Anonymus wrote on 10/03/2021 at 12:54 PM
You said it, usually the bank only wants the statements from the other bank ...
and if in these statements often sportwettenanbieter occur it is also not exactly the yellow of the egg I suppose
But do other banks want because complete account statements, or only the last income, annual salary, equity, etc.? What is the other bank interested in what I have spent my money on?

They primarily want to see how your account is so the month over there whether there are large fluctuations in the salary vill on 01 is directly gone or just everything is balanced the month over behaves

Then they create a plan and calculate the Risk for defaults, etc.

I think no bank looks at all movements over years think 3-6 months with generous margin at most

Mostly a computer does that anyway and the bank only gets the result

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