Savings bank credit account canceled!!! Your opinion!!!
6th May. 2021, at 12:04 pm CEST#62
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Update!!!
So you dear ones,
i was today at the savings bank and have picked up my money.
When I asked again what the reason was for the termination of the account without notice, I was told that it was because of the money laundering law. The letter from the savings bank says:
we see ourselves compelled to dissolve the business relationship with immediate effect with reference to paragraph 26 of our General Terms and Conditions.
In the banking system was nothing noted by Schufa said to me.
Hopefully!!!
I'm annoyed with myself, but I would have gambled with ner Paysafecash
Savings bank credit account canceled!!! Your opinion!!!
6th May. 2021, at 12:20 pm CEST#63
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20. December 2014
No. 26 (1) of AGB-Sparkassen is invalid
In a recently published ruling, the OLG Nuremberg (BKR 2014, 523) decided that the termination provision in No. 26 (1) of the AGB-Sparkassen within the scope of Section 5 (2) BAYSPKO, which contains a contracting obligation for consumer accounts on a credit basis, is invalid because it excludes the ordinary right of termination.
The provision of the savings banks criticized by the OLG Nuremberg reads
"Insofar as there are no mandatory provisions to the contrary n and neither a term nor a deviating termination provision has been agreed, both the customer and the savings bank may terminate the entire business relationship or individual business lines at any time without observing a notice period. If the savings bank terminates the agreement, it shall take into account the legitimate concerns of the customer, in particular it shall not terminate the agreement at an inopportune time. For the termination of a payment service framework contract (e.g. giro contract or card contract) by the savings bank, the notice period shall be at least two months."
The OLG Nuremberg states the following reasons, among others:
"Applying these standards, the provision in No. 26 (1) AGB-Spk already fails to meet the requirements of Section 307 (1) sentence 2 BGB because it creates the erroneous impression that the ordinary termination of the savings bank is only excluded in certain individual cases. No. 26 (1) AGB-Spk is also understood by a careful and attentive participant in commercial transactions (see Palandt/Grüneberg, BGB, 73rd ed. 2014, Sec. 307 BGB RdNo. 23) to mean that the savings bank is entitled to terminate on principle."
In fact, however, there is a so-called contracting obligation from which the savings bank cannot simply withdraw.
Savings bank credit account canceled!!! Your opinion!!!
6th May. 2021, at 12:29 pm CEST#64
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§ 5
Contracting obligations
(1) The savings bank shall accept savings deposits and other deposits from any person.
(2) The savings bank shall maintain current accounts on a credit basis for natural persons from its business district upon application.
(3) Deposits do not have to be accepted and current accounts do not have to be maintained if the savings bank cannot reasonably be expected to do so in individual cases for good cause.
My goodness: buy ' PinCode on MCPrepaidCard, Deposit on Skrill account, wins
go to Skrill account, then withdraw with card from Skrill account or else buy
First I run to the store, then to the bank ? Since one is always well on the way, just to get
To get peace before banks and the actual account. Sad. Have MC, there
i must only if I want to ATM, otherwise everything online.
Savings bank credit account canceled!!! Your opinion!!!
Nobody has liked this post so far
If I sign up with Skrill the first time,you have to pay the €10.- signup fee,can I do it with a Paysafecash with barcode?
This post has been translated automatically
Savings bank credit account canceled!!! Your opinion!!!
Nobody has liked this post so far
So you dear ones,
i was today at the savings bank and have picked up my money.
When I asked again what the reason was for the termination of the account without notice, I was told that it was because of the money laundering law. The letter from the savings bank says:
we see ourselves compelled to dissolve the business relationship with immediate effect with reference to paragraph 26 of our General Terms and Conditions.
In the banking system was nothing noted by Schufa said to me.
Hopefully!!!
I'm annoyed with myself, but I would have gambled with ner Paysafecash
This post has been translated automatically
Savings bank credit account canceled!!! Your opinion!!!
Nobody has liked this post so far
No. 26 (1) of AGB-Sparkassen is invalid
In a recently published ruling, the OLG Nuremberg (BKR 2014, 523) decided that the termination provision in No. 26 (1) of the AGB-Sparkassen within the scope of Section 5 (2) BAYSPKO, which contains a contracting obligation for consumer accounts on a credit basis, is invalid because it excludes the ordinary right of termination.
The provision of the savings banks criticized by the OLG Nuremberg reads
"Insofar as there are no mandatory provisions to the contrary n and neither a term nor a deviating termination provision has been agreed, both the customer and the savings bank may terminate the entire business relationship or individual business lines at any time without observing a notice period. If the savings bank terminates the agreement, it shall take into account the legitimate concerns of the customer, in particular it shall not terminate the agreement at an inopportune time.
For the termination of a payment service framework contract (e.g. giro contract or card contract) by the savings bank, the notice period shall be at least two months."
The OLG Nuremberg states the following reasons, among others:
"Applying these standards, the provision in No. 26 (1) AGB-Spk already fails to meet the requirements of Section 307 (1) sentence 2 BGB because it creates the erroneous impression that the ordinary termination of the savings bank is only excluded in certain individual cases. No. 26 (1) AGB-Spk is also understood by a careful and attentive participant in commercial transactions (see Palandt/Grüneberg, BGB, 73rd ed. 2014, Sec. 307 BGB RdNo. 23) to mean that the savings bank is entitled to terminate on principle."
In fact, however, there is a so-called contracting obligation from which the savings bank cannot simply withdraw.
Tags: banking law
This post has been translated automatically
Savings bank credit account canceled!!! Your opinion!!!
Nobody has liked this post so far
Contracting obligations
(1) The savings bank shall accept savings deposits and other deposits from any person.
(2) The savings bank shall maintain current accounts on a credit basis for natural persons from its business district upon application.
(3) Deposits do not have to be accepted and current accounts do not have to be maintained if the savings bank cannot reasonably be expected to do so in individual cases for good cause.
This post has been translated automatically
Savings bank credit account canceled!!! Your opinion!!!
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go to Skrill account, then withdraw with card from Skrill account or else buy
First I run to the store, then to the bank ? Since one is always well on the way, just to get
To get peace before banks and the actual account. Sad. Have MC, there
i must only if I want to ATM, otherwise everything online.
This post has been translated automatically