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Deposit and withdrawal methods: is there still an account without fees?

Topic created on 08th Jan. 2020 | Page: 1 of 3 | Answers: 21 | Views: 4,515
skyro
Experienced

is there still an account without fees?

8th Jan. 2020, at 09:15 am CET#1
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Hello,

since I have to pay an almost double-digit sum every month at my Raiffeisenbank for a non-existent account management, I wanted to look for a new account. Is there anywhere else a current account where you do not make every month minus? Do you think it would make sense to close my current account and have my money transferred to a savings account? It is also important that you can make transfers, which is unfortunately not possible with my ecoPayz Wallet. I say it honestly, I'm currently on welfare and since every euro is too bad for me, well I play, but the other things I look extremely on the money hehe, maybe some players know. About answers I would be really happy.

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MarcT22186
Expert

is there still an account without fees?

8th Jan. 2020, at 09:18 am CET#2
1 Like

Liked this post: Avatar von skyro skyro
skyro wrote on 08.01.2020 at 09:15: Hello,

since I have to pay an almost double-digit sum every month at my Raiffeisenbank for a non-existent account management I wanted to look for a new account. Is there anywhere else a current account where you do not make minus every month? Do you think it would make sense to close my current account and have my money transferred to a savings account? It is also important that you can make transfers, which is unfortunately not possible with my ecoPayz Wallet. I say it honestly, I'm currently on welfare and since every euro is too bad for me, well I play, but the other things I look extremely on the money hehe, maybe some players know. About answers I would be really happy.

ING still has a free giro. I'm not there (yet), but acquaintances of mine and are fully satisfied with it.
Especially because there are branches in every major city and in the service center competent contact.

Edit: They also offer a switching service, which is extremely helpful, especially for standing orders and the like, because it saves time and nerves

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skyro
Experienced

is there still an account without fees?

8th Jan. 2020, at 09:29 am CET#3
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MarcT22186 wrote on 08.01.2020 at 09:18
ING still has a free giro. I myself am not (yet), but acquaintances of mine and are fully satisfied with it.
Especially because there are branches in every major city and in the service center competent contact persons.

Edit: They also offer a switching service, which is extremely helpful, especially for standing orders and the like, because it saves time and nerves.

do you think this will work even if you only get social security every month? I do not have a good Schufa I must unfortunately also say I see already, it will be difficult. Thanks for the answer.

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Begbie
Elite

is there still an account without fees?

8th Jan. 2020, at 09:30 am CET#4
1 Like

Liked this post: Avatar von MarcT22186 MarcT22186
yes ING is top.
nice side effect payments via Trustly are always instant at the start and not only on the next banking day.

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MarcT22186
Expert

is there still an account without fees?

8th Jan. 2020, at 09:32 am CET#5
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skyro wrote on 08.01.2020 at 09:29

do you think that works even if you only get welfare every month? I have no good Schufa I must unfortunately also say I see already, it will be difficult. Thanks for the answer.

Should be no problem, just make an account on credit basis. You have a regular income even with social assistance, so that will hardly be an obstacle with them.
Just call the phone support and ask for best directly everything on the table incl. desire for Giro on credit basis

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Blubbo33
Elite

is there still an account without fees?

8th Jan. 2020, at 09:40 am CET#6
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O2 account, with free card

Good account for online gambling.

Thus, the bank does not notice that you play.

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Mo1985
Amateur

is there still an account without fees?

8th Jan. 2020, at 10:10 am CET#7
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Liked this post: Anonym
At some point, however, the JobCenter will notice that he is gambling, because he has to present account statements.

Wins from gambling will then reduce his social welfare, also retroactively.

Rather look for work and then play, if you can afford it.

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Falko
Icon

is there still an account without fees?

8th Jan. 2020, at 04:35 pm CET#8
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He can also try to apply for disability pension. There he gets a little more money per month than his current Harz4. This pension is then calculated from his salary of the last 6 months where he was in full employment. There are then no more controls and possible sanctions.

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wettibernd
Expert

is there still an account without fees?

8th Jan. 2020, at 04:42 pm CET#9
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I have a pure online account with the Sparkasse. It costs 2 euros a month and includes everything, i.e. transfers, cashing money in and out of the machine, standing orders, etc.

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Cheeseburger
Experienced

is there still an account without fees?

8th Jan. 2020, at 05:39 pm CET#10
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Honestly?
Look that you go back to work, in the employment offices and job centers work only the biggest W****r of the country which are only there to find what you did wrong.

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