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Off topic & small talk: Do I still have to pay a Postbank claim after 30 years? (Page 2)

Topic created on 21st Feb. 2022 | Page: 2 of 2 | Answers: 11 | Views: 2,674
Caro
Expert

Do I still have to pay a Postbank claim after 30 years?

21st Feb. 2022, at 06:37 pm CET#11
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frapi07 wrote on 21.02.2022 at 16:34
Well, if you emigrate or live somewhere else, then you have to cancel all contracts in DE, be it rent, electricity and just all accounts that are in your name. The thread creator has unfortunately forgotten this and the fees have continued to be booked, because the account still existed. A contract had been signed. I myself had an account with the Sparkasse with -20€ and the account was "only" blocked, but not canceled. When I had then settled the claim, the account was released for use again.

I actually do not find it brazen, since it is as said not yet "statute-barred" and even if that would be shortly before, they would still have a right to your claim.

Hey frapi07, I must correct you briefly. When you emigrate you don't have to cancel any contracts, you just have to change your address. When I emigrated to Malta, I had my German account at the Sparkasse for years only with the Maltese address. If the TE had informed the Postbank that he was emigrating, he would also have received mail from the bank and there would not have been the costs over time.

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frapi07
Expert

Do I still have to pay a Postbank claim after 30 years?

21st Feb. 2022, at 06:47 pm CET#12
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Caro wrote on 21.02.2022 at 18:37
Hey frapi07, I have to correct you for a moment. When you emigrate you don't have to cancel any contracts, you just have to adjust your address. When I emigrated to Malta, I also still had my German account at the Sparkasse for years only with the Maltese address. If the TE had informed the Postbank that he was emigrating, he would also have received mail from the bank and there would not have been the costs over time.

Oh, thanks for the improvement and sorry for the incorrect information. Haven't done any emigration yet unfortunately (or fortunately depending on how you want to look at it) so I don't really know the procedure. I thought you really had to cancel everything (that is when you emigrate for good). But you never stop learning

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